Title Examiner

Williston Financial group•Houston, TX

1d•Onsite

About The Position

The Title Examiner plays a key role in the process of insuring property by searching public records and examining titles to determine the legal condition of property titles. The role of the Title Examiner is to produce a preliminary title report, commitment, foreclosure report, or non-policy information report showing all appropriate liens, encumbrances, and how title is vested. This position requires a solid examination knowledge and experience by supporting residential title transactions. The role also involves preparing property reports and title commitments, and utilizing title examiner knowledge to search public and private records and examine documents relating to complex property titles. The Title Examiner uses title insurance knowledge and junior underwriting guidelines to clear unwarranted liens, encumbrances, requirements, or exceptions from appearing on delivered title products, including title commitments, property reports, deed reports, and legal and vesting reports. The role also conveys title requirements and exceptions to processing and closing departments. The company culture emphasizes engagement in the 4 Cs, quality of work, and high performance.

Requirements

Previous experience examining title and writing title reports.
Fundamental knowledge of state real estate laws and title practices concerning probates, bankruptcies, divorces, judgments, and other related matters.
Proficient PC skills such as typing and navigating various software applications such as MS Word, Excel, Outlook, and Adobe Acrobat.
High school diploma or equivalent.
Strong analytical and problem-solving skills and attention to detail.
Exceptional organizational and time-management skills.
Ability to work and communicate well with others.
Ability to run out metes and bounds legal descriptions.

Nice To Haves

Experience working with title production software, i.e. RamQuest, ResWare, Data Trace, etc.
Possess a high level of knowledge of the various state Department of Insurance Title Rates, Rules and Regulations including policies, endorsements, premiums and fees.
Integrity and Title Data Plants Exam experience a plus.
College degree in Business or related field.
National title examination experience.
Five years experience in the Title & Escrow Industry.

Responsibilities

Search computerized and manual title records on real estate and property records.
Determine instruments filed in public records affecting land.
Examine title products such as deeds, deeds of trust, liens, easements, mortgages, restrictions, property taxes, and all pertinent documents in the chain of title to determine ownership, encumbrances, and to verify legal descriptions of property for accuracy, completeness, and how it affects the title.
Map legal descriptions to obtain search parameters.
Determine and ensure property has been researched properly and information relating to parties involved and taxes are accurate.
Ensure the title to a property in question has no restrictions that may prevent or hinder its sale or use.
Examine all documents in the chain of title for validity, including multiple and complex court cases, utilizing advanced knowledge on legal descriptions, real property laws, and client policies.
Prepare final product utilizing internal programs.
Prepare property reports and title commitments.
Utilize title examiner knowledge to search public and private records and examine documents relating to complex property titles.
Use title insurance knowledge and junior underwriting guidelines to clear unwarranted liens, encumbrances, requirements, or exceptions from appearing on delivered title products, including title commitments, property reports, deed reports, and legal and vesting reports.
Convey title requirements and exceptions to processing and closing departments.