Strategic Partnerships Compliance Testing Analyst

Medallion Bank•Salt Lake City, UT

2d•Hybrid

About The Position

The Strategic Partnerships Compliance Testing Analyst supports Medallion Bank’s oversight of consumer and small business lending programs by performing assigned compliance and credit testing activities under established programs and guidance. The role develops foundational knowledge of consumer lending regulations, credit processes, and testing methodologies. It is a Utah-based hybrid position requiring at least three days in the office each week, subject to business needs and management approval.

Requirements

High school diploma or equivalent.
At least one year of regulatory compliance and credit testing experience or related field experience.
Basic knowledge of federal laws and regulations applicable to consumer and, where applicable, small business lending, including BSA, UDAAP, ECOA, Fair Lending, TILA, FCRA, FACTA, Privacy, SCRA, MLA, E-SIGN, FDCPA, TCPA, CAN-SPAM, and EFTA.
Knowledge of credit lifecycle processes, including application processing, underwriting, loan structuring, income verification, manual overrides, and exception management.
Understanding of lending documents, including promissory notes, security agreements, and credit risk assessments.
Ability to understand and test compliance with federal statutory and regulatory requirements using established checklists and testing programs.
Ability to work in a fast-paced environment while following established methodologies and procedures.
Ability to communicate quickly, respond effectively to feedback, and interface effectively with Bank and SP management.
Excellent written and verbal communication and interpersonal skills.
Ability to use Microsoft Outlook, Word, Excel, and PowerPoint.
Self-motivation, hard work, and ability to handle multiple duties, meet deadlines, think critically, and solve problems.
Must pass a pre-employment background check and maintain eligibility for continued employment.
Must comply with Bank policies, procedures, and applicable regulatory requirements.
Must maintain professionalism, discretion, and confidentiality when handling customer, employee, and business information.
Must be authorized to work in the United States without current or future sponsorship requirements.

Nice To Haves

College degree.
Banking or SP lending experience as an employee of a bank or non-bank lender.
Related experience, education, and training that provides the required knowledge, skills, and abilities may substitute for the stated education requirement; the posting cites at least 3–4 years of related experience or an equivalent combination.

Responsibilities

Perform routine compliance and credit testing assignments using established testing programs and procedures.
Review loan files, marketing materials, disclosures, complaints, and operations processes for compliance with regulations and Bank requirements.
Document testing results, exceptions, and observations in workpapers.
Assist in preparing testing reports and management summaries.
Track and validate corrective action items under supervision.
Maintain organized testing documentation.
Research regulatory requirements and participate in team training.
Support the Compliance and SP team with other compliance-related projects and initiatives for SP programs.
Escalate potential concerns to senior team members.
Perform other duties needed to support the Bank’s values, mission, and goals.