Strategic Partnerships Compliance Testing Analyst

Medallion Bank•Cottonwood Heights, UT

3d•Hybrid

About The Position

The Strategic Partnerships Compliance Testing Analyst supports Medallion Bank’s oversight of consumer and small business lending programs by performing assigned compliance and credit testing under established programs and guidance. The role develops foundational knowledge of consumer lending regulations, credit processes, and testing methodologies. This is a Utah-based hybrid position requiring at least three days per week in the office, subject to business needs and management approval.

Requirements

High school diploma or equivalent required.
At least one year of regulatory compliance and credit testing or related field experience.
Basic knowledge of federal laws and regulations applicable to consumer and, where applicable, small business lending, including BSA, UDAAP, ECOA, Fair Lending, TILA, FCRA, FACTA, Privacy, SCRA, MLA, E-SIGN, FDCPA, TCPA, CAN-SPAM, and EFTA.
Knowledge of credit lifecycle processes, including application processing, underwriting, loan structuring, income verification, manual overrides, and exception management.
Understanding of lending documents, including promissory notes, security agreements, and credit risk assessments.
Ability to understand and test compliance with federal statutory and regulatory requirements using established checklists and testing programs.
Ability to work in a fast-paced environment while following established methodologies and procedures.
Ability to communicate promptly, respond effectively to feedback, and interface effectively with Bank and Strategic Partnerships management.
Excellent written, verbal, and interpersonal communication skills.
Ability to use Microsoft Outlook, Word, Excel, and PowerPoint.
Self-motivated and hardworking, with the ability to handle multiple duties, meet deadlines, think critically, and solve problems.
Must pass a pre-employment background check and maintain eligibility for continued employment.
Must comply with Bank policies, procedures, and applicable regulatory requirements.
Must maintain professionalism, discretion, and confidentiality when handling customer, employee, and business information.
Must be authorized to work in the United States without current or future sponsorship requirements.
Must work a hybrid schedule with a minimum of three days per week in the office, subject to business needs and management approval.
Additional hours may be required periodically to support business needs, client events, business development activities, strategic initiatives, or time-sensitive projects.

Nice To Haves

College degree preferred; may be substituted with at least 3–4 years of related experience or an equivalent combination of education, training, and experience.
Banking or Strategic Partnerships lending experience, as an employee of a bank or non-bank lender, preferred.

Responsibilities

Perform routine compliance and credit testing assignments using established testing programs and procedures.
Review loan files, marketing materials, disclosures, complaints, and operational processes for compliance with regulations and Bank requirements.
Document testing results, exceptions, and observations in workpapers.
Assist in preparing testing reports and management summaries.
Track and validate corrective action items under supervision.
Maintain organized testing documentation.
Research regulatory requirements and participate in team training.
Support the Compliance and Strategic Partnerships team with other compliance-related projects and initiatives for Strategic Partnerships programs.
Escalate potential concerns to senior team members.
Perform other duties needed to support the Bank and align with its values, mission, and goals.