Sr. Lead Fraud Program Manager

Early Warning®•Scottsdale, AZ
•$154,000 - $193,000•Hybrid

About The Position

The Sr. Fraud Program Manager is responsible for leading and maturing key components of Paze’s Fraud Program to safeguard customers and protect the integrity of the platform. This role operates at a strategic and executional level — owning large, complex, cross-functional fraud initiatives while influencing enterprise stakeholders across Product, Engineering, Risk, Compliance, Legal, and Operations. The Sr. Lead partners closely with Fraud leadership to translate strategic objectives into scalable program structures, technical requirements, governance, and measurable outcomes. This position serves as the most senior individual contributor within the Fraud Risk Program function and may mentor other program managers.

Requirements

  • Bachelor’s degree in Business, Finance, Computer Science, Risk Management, or related field.
  • Typically, 12+ years of experience in banking, payments, fraud risk, or related risk management roles.
  • 5+ years of experience leading large, complex, cross-functional fraud or payments programs.
  • Demonstrated experience delivering technology-intensive initiatives in partnership with engineering teams.
  • Advanced knowledge of fraud risk management tools, controls, governance models, and industry best practices.
  • Strong executive communication skills with the ability to influence senior stakeholders.
  • Proven ability to operate autonomously in ambiguous, fast-moving environments.
  • Strong analytical and problem-solving skills with a data-driven mindset.
  • PMP, Agile, Scrum, or equivalent program management certification (or equivalent experience).
  • Background and drug screen.
  • Must independently possess the eligibility to work in the United States, for any employer, at the date of hire.
  • This position is ineligible for employment Visa sponsorship.

Nice To Haves

  • Experience in digital banking, payments networks, or wallet ecosystems.
  • Deep familiarity with fraud analytics, decision engines, or risk platforms.
  • Experience scaling fraud programs in high-growth environments.
  • SAS, SQL, or comparable analytical coding experience.
  • Demonstrated experience mentoring or leading other program managers.

Responsibilities

  • Lead the design, execution, and continuous improvement of major components of the Fraud Risk Program.
  • Translate fraud strategy into executable roadmaps, epics, features, and technical requirements.
  • Own delivery of large, complex, technology-intensive fraud initiatives spanning multiple interrelated workstreams.
  • Establish program governance frameworks, operating rhythms, KPIs, reporting mechanisms, and risk controls.
  • Proactively monitor fraud performance metrics relative to targets; identify emerging risks and drive mitigation strategies.
  • Lead program-level risk identification, issue resolution, and change control across cross-functional teams.
  • Partner with Product, Engineering, Architecture, Security, Compliance, and Legal to align fraud risk capabilities with business strategy and roadmap priorities.
  • Drive vendor oversight for fraud-related third-party solutions, ensuring performance, compliance, and risk standards are met.
  • Develop and formalize fraud risk standards, policies, controls, and documentation aligned to regulatory requirements and industry best practices.
  • Influence decision-making at senior leadership levels through data-driven recommendations and executive-ready communication.
  • Mentor and provide guidance to other Fraud Risk Program Managers to elevate program delivery practices.
  • Support the company’s commitment to enterprise risk management and protection of systems and data integrity.

Benefits

  • Competitive medical (PPO/HDHP), dental, and vision plans
  • Company contributions to your Health Savings Account (HSA)
  • Pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses
  • 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility
  • Flexible Time Off for Exempt (salaried) employees
  • Generous PTO for Non-Exempt (hourly) employees
  • 11 paid company holidays
  • A paid volunteer day
  • 12 weeks of Paid Parental Leave
  • Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.
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