Sr. Credit Analyst - To 95K - Milwaukee, WI - Job 3795-147206

The Symicor Group•Milwaukee, WI

3d•$95,000•Onsite

About The Position

The Symicor Group is seeking a Sr. Credit Analyst for their bank client in the Milwaukee, WI area. This role is responsible for analyzing financial statements and other factors to assess the creditworthiness of new commercial credit requests, identifying and mitigating key risks. The analyst will present findings and recommendations in written reports, focusing on cash flow, ability to repay, collateral evaluation, and appropriate structure and terms. The position also involves performing ongoing reviews of the financial condition of existing commercial borrowers. This is not a remote position.

Requirements

Bachelor’s Degree in a related field of study, with specialized financial analysis training preferred.
Five or more years of experience as a Credit Analyst required.
Experienced in preparing credit presentations.
Able to manage/process/track annual reviews of the necessary credits.
Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
Proficient ability to analyze and interpret financial statements.
Excellent written and verbal communication skills.
Strong organizational skills with an eye for detail.
Ability to multitask.
Adept with spreadsheet and word processing software, as well as having experience working in a digital office environment.

Nice To Haves

specialized financial analysis training preferred

Responsibilities

Responsible for preparing the basis and comprehensive credit analyses on commercial loans that facilitate the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans.
Thoroughly analyzes the most complex commercial credits. Analyzing factors such as income growth, margins, trends, quality of management, market shares, industry risks and collateral assessment. Submits credit approval documents to appropriate personnel for decision-making.
Analyze & create loan presentations for the commercial loan committee.
Assist lenders in evaluating credit proposals and proper structure.
Grade new and existing loans.
Prepare financial projections and stress tests.
Present financial information to the loan committee and vote on loan presentations.
Prepare audits on commercial loans for documentation and credit exceptions, and provide recommendations. Maintain a list of ongoing loan exceptions.
Maintain a list of loans to be funded.