Sr Credit Analyst

Quad • Sussex, WI

4h

About The Position

The Senior Credit Analyst administers and enforces company credit and collection policies and procedures, assesses customer creditworthiness, and recommends credit limits. The role manages a customer portfolio through collections, ongoing monitoring, and financial analysis of existing customers to identify changes in exposure and risk tolerance. Additional project-based or ongoing responsibilities may be assigned, such as supporting a unique subsidiary, conducting financial or industry analysis, or managing a higher-risk portfolio.

Requirements

• Minimum of 5 years of experience in a commercial B2B credit and collections environment.
• Proficiency in Microsoft Office and other productivity software tools.
• Strong verbal and written communication skills.
• Excellent research and financial analysis capabilities.
• Solid negotiation skills.
• Adaptability to a changing environment.
• Solid collections skills.
• Business acumen in economics and accounting.

Nice To Haves

• BS degree in Accounting, Finance, or a business field.
• CBA or CBF credential from NACM (Credit Business Associate).
• CCRA credential from NAM (Certified Credit Risk Analyst).

Responsibilities

• Assess customer creditworthiness using basic underwriting and company and industry research; authorize credit limits within approved levels and recommend authorization for limits above the role’s approval level.
• Monitor changes in economic, industry, and customer conditions and communicate with business units to evaluate potential changes to customers’ creditworthiness, risk tolerance, and credit limits.
• Increase visibility of customers with significantly increased exposure or risk through management reporting, the credit dashboard, and the exception process.
• Maintain appropriate documentation and transparency supporting the basis and rationale for customer credit decisions and limits.
• Recommend best practices and process improvements where appropriate.
• Manage the portfolio for collections, deduction management, and proactive risk analysis.
• Provide customer service to internal and external customers.
• Complete additional short- or long-term projects as needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed