Sr. Credit Analyst

Molson Coors•Milwaukee, WI

3d•$72,500 - $95,100•Hybrid

About The Position

The Senior Credit Analyst works in Milwaukee, Wisconsin, as part of the Global Business Services, Non-Alc team. The role helps protect cash flow and working capital by monitoring credit exposure, payment trends, and customer performance, reducing overdue receivables, improving Days Sales Outstanding (DSO), and identifying early warning signs of customer risk. The position reports to the Team Lead – Non-Alc and collaborates with Sales, Customer Service, Treasury, and Accounts Receivable. It also prepares and presents portfolio performance reports to senior management and leads the development of one colleague through career discussions and regular one-on-one conversations.

Requirements

Bachelor’s degree in accounting or finance, or equivalent experience of 4 or more years.
At least 5 years of experience in Finance or Accounting.
Proven experience managing collections activities, including direct customer engagement, resolving payment disputes, negotiating payment plans, and reducing delinquent receivables.
Demonstrated ability to assess customer creditworthiness by analyzing financial statements, cash flow, liquidity, credit reports, and key financial metrics, and to make sound credit recommendations and manage portfolio risk.
Ability to interpret complex financial and operational data, identify emerging risks and trends, and communicate recommendations effectively to customers, leadership, Sales, Finance, and cross-functional stakeholders.
Proficiency in ERP systems, Microsoft Excel, PowerBI, D&B, and reporting tools.
Ability to manage multiple priorities, drive process improvements, collaborate across functions, and operate independently in a fast-paced, growth-oriented environment.
Authentic leadership and respect for differences; ability to support collaboration and a winning team culture.
Exhibit the company’s core values.

Nice To Haves

SAP experience is preferred.

Responsibilities

Lead a team of one colleague and support their growth and development through career discussions and regular one-on-one conversations.
Analyze financial statements, credit reports, payment histories, and other relevant data to assess customer credit risk.
Review and approve credit limits, payment terms, and account modifications within established authority levels.
Develop, manage, and maintain risk-rating methodologies and portfolio reporting.
Lead process-improvement initiatives to enhance credit evaluation and risk-monitoring practices.
Lead collection efforts for high-risk and delinquent accounts, engaging customers to secure payment commitments, resolve complex billing disputes, and reduce overdue balances.
Monitor collection performance trends, escalate risks as appropriate, and implement targeted recovery strategies to improve cash flow, reduce DSO, and protect financial interests while preserving strategic customer partnerships.
Prepare and present portfolio performance reports to senior management.
Collaborate with Sales, Customer Service, Treasury, and Accounts Receivable to balance risk management and business objectives.

Benefits

Flexible work programs supporting work-life balance, including a hybrid work model with 4 days in the office.
Competitive base salary and incentive plans.
Parental leave.
Health, dental, and vision coverage.
Retirement plan options with employer match.
Generous paid time off plans, including holidays, vacation days, and sick days.
Wellness Program and Employee Assistance Program (EAP).
On-site pub, brand clothing and swag, events, and free beer and beverages.
Business Resource Groups offering volunteer opportunities, leadership experience, and networking.
Career growth and development through First Choice Learning opportunities.
Average of $11,000 spent on benefits per employee, including health, dental, vision, retirement with above-market employer match, wellness incentives, and EAP.