Sr Credit Analyst

Univar Solutions • Dublin, OH

5d

About The Position

As a Senior Credit Analyst for Univar Solutions, you will be responsible for assessing the creditworthiness of new and existing customers, making credit decisions within your delegated authority, and providing recommendations on higher exposures. This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth.

Requirements

• 5+ years of commercial B2B credit analysis experience.
• Degree or diploma in Finance, Accounting, Business, or a related field.
• Strong financial statement analysis, credit risk assessment, and investigative research skills.
• Experience using commercial credit bureaus and risk monitoring tools (D&B, CreditRiskMonitor, Experian, etc.).
• Ability to evaluate credit reports, risk ratings, payment trends, and public filings.
• Knowledge of bankruptcy, insolvency, and commercial collections processes.
• Strong proficiency in Microsoft Excel and working knowledge of AI to enhance productivity and decision-making.
• Experience with SAP and SAP Credit Management modules.
• Strong customer service, judgment, and decision-making skills.
• Excellent written and verbal communication skills, with the ability to clearly present credit recommendations and risk assessments to management and business stakeholders.

Nice To Haves

• Professional designation in credit, finance, or risk management considered an asset, such as Certified Credit & Risk Analyst (CCRA) , Credit Business Associate (CBA) or a similar professional credential.

Responsibilities

• Analyze financial statements, credit reports, bank & trade references and other relevant information to assess credit risk and establish credit limits.
• Review and approve commercial credit applications within assigned authority levels.
• Monitor customer accounts and identify emerging credit risks.
• Escalate significant credit concerns and recommend appropriate risk mitigation strategies.
• Manage customer credit exposure and recommend changes to credit limits, terms, and risk classifications.
• Partner with Sales and Collections to support business growth while protecting the company from material bad debts.
• Prepare clear, concise credit analyses and recommendations.
• Make timely and sound credit decisions in a fast-paced environment.
• Present credit recommendations and risk assessments to management as required.
• Perform other duties and responsibilities as assigned.

Benefits

• We are committed to a diverse workforce and a culture of inclusion.
• We are committed to working with and providing reasonable accommodations to individuals with disabilities.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Associate degree