Sr Compliance Data Analyst

LendingClub•Lehi, UT

3d•$81,000 - $125,000•Hybrid

About The Position

Happen Bank’s Compliance Team is seeking an experienced compliance data analytics professional to develop, implement, and maintain reports and processes that support the Compliance organization. The role focuses on BSA/AML transaction monitoring and watchlist screening, regulatory compliance reporting, and ongoing performance monitoring. It also supports Community Reinvestment Act reporting, new product and channel testing, audits, regulatory examinations, and strategic projects. The analyst will collaborate with Compliance, Technology, Model Risk Management, and Data Engineering partners, prepare reporting materials for executive leadership, and use analytical judgment to identify and mitigate risk. The position uses a hybrid work model in an eligible office in San Francisco, Lehi, or New York, with in-office attendance Tuesdays, Wednesdays, and Thursdays. Remote placement is not considered. The role primarily follows local time-zone hours (PT, MT, or ET), with flexibility across time zones when necessary, and requires travel as needed.

Requirements

2–5 years of analytics experience, with technical proficiency in SQL, RStudio, Python, or similar tools.
At least 2 years of compliance or financial-crimes compliance experience in a regulated financial institution.
Knowledge of BSA/AML laws and regulations, including the Bank Secrecy Act, USA PATRIOT Act, and OFAC/sanctions requirements.
Knowledge of the Equal Credit Opportunity Act, Fair Housing Act, CRA, and other laws and regulations related to fair and responsible banking.
Experience using AI tools as part of an analytical toolkit for exploration, pattern recognition, and modeling.
Effective communication skills, including the ability to tailor discussions to different audiences and simplify complex analysis for non-technical audiences.
Ability to drive change while navigating multiple high and sometimes competing priorities.
Strong problem-solving skills and comfort working with ambiguity.
Bachelor’s degree or higher, or an equivalent combination of education and experience.
Ability to work in person at an eligible office; remote placement is not considered.
Ability to work local hours in PT, MT, or ET and be flexible across time zones when necessary.
Ability to travel to Happen Bank offices and/or other locations as needed.

Nice To Haves

Background in fintech.
CAMS or another AML certification.

Responsibilities

Tune existing BSA/AML transaction monitoring models and rules, and watchlist screening processes; develop new processes as needed.
Streamline operational processes for ad-hoc reporting and ongoing performance monitoring related to BSA/AML and regulatory compliance.
Enhance and develop Community Reinvestment Act (CRA) reporting to support the strategic plan.
Support Compliance initiatives and activities, including internal and external audits, regulatory examinations, and strategic projects.
Collaborate with Compliance, Technology, Model Risk Management, and Data Engineering partners to support deliverables.
Perform ongoing User-Acceptance Testing (UAT) for new products and channels, ensuring required coverage in transaction monitoring, customer risk rating, and screening models.
Use analytical expertise and sound judgment to identify and mitigate risk.
Use AI tools and stay current on AI use cases and methods, bringing them into work thoughtfully.
Assist in preparing periodic reporting materials for executive leadership.
Assist with regulatory examination readiness and internal audit reviews.