Specialist, Funding

Bayview Asset Management•Horsham Township, PA

About The Position

Bayview Asset Management is seeking an experienced Funding Specialist to support its growing Third-Party Originations (TPO) channel. The role reviews, validates, and funds residential mortgage loans sourced through approved correspondent partners, with a primary focus on non-agency lending products. It manages a diverse portfolio that includes jumbo, DSCR, Non-QM, Agency Conforming, and HELOC loans. Experience funding HELOCs and handling both Bulk and Flow transaction types is strongly preferred. The successful candidate is a seasoned mortgage operations professional with strong funding expertise, attention to detail, and the ability to independently manage complex transactions. The role works with internal teams and external partners to fund accurately and on time, resolve exceptions and post-funding discrepancies, and support process improvements. It also serves as a funding resource for other team members. The posting describes the company’s work as part of financial services and highlights a collaborative environment, professional development, innovation, and client-focused solutions. Compensation is expected to be $65,000–$75,000 in base pay, with an opportunity for a performance-based bonus.

Requirements

At least 3 years of mortgage funding, closing, or related mortgage operations experience.
BA/BS in Accounting or Finance, or a BA/BS in another field with relevant work experience.
Strong understanding of third-party originations and correspondent lending processes.
Proven experience reviewing and funding residential mortgage transactions.
Knowledge of funding requirements and investor guidelines.
Ability to independently manage a pipeline and prioritize competing deadlines.
Strong analytical, organizational, and problem-solving skills.
Excellent communication and relationship management skills.
High attention to detail and commitment to quality.

Nice To Haves

Direct experience funding HELOCs (Home Equity Lines of Credit).
Strong knowledge of non-agency lending products, including Non-QM, jumbo, DSCR, and Agency Conforming products.
Experience working with warehouse banks and correspondent lending partners.
Previous experience mentoring teammates or serving as a funding resource within a mortgage operations team.
Experience funding both Bulk and Flow transaction types.

Responsibilities

Review loan files and funding conditions to confirm all requirements have been satisfied before funding.
Analyze loan documentation for completeness, accuracy, and compliance with company, investor, and regulatory requirements.
Manage funding for non-agency products, including jumbo, DSCR, Non-QM, Agency Conforming, and HELOC loans.
Coordinate with Underwriters, Collateral, Treasury, and warehouse lending partners to ensure timely funding.
Prepare and authorize funding wires in accordance with established controls and procedures.
Identify and resolve funding exceptions, documentation discrepancies, and time-sensitive issues.
Resolve post-funding discrepancies and support the service transferring process.
Serve as a funding subject matter expert and provide guidance to team members as needed.
Support process improvements that enhance efficiency, quality, and risk management.