Software Engineer, Payments

Airbnb
•$162,000 - $186,000•Remote

About The Position

Airbnb’s AirCover Insurance Platform team builds the systems behind AirCover, including Host liability insurance, Experiences liability insurance, and Host damage protection. The team is expanding insurance products across global markets and developing experimentation capabilities to understand and increase the share of Hosts and guests who are covered. This is a fast-growing team with greenfield opportunities and a multi-year platform roadmap. The Software Engineer will contribute to backend services and APIs for policy, coverage, enrollment, and regional rules, translating product and regulatory requirements into tested code and configurable platform behavior. The role also supports experimentation, analytics, reliability, and system operations, while collaborating with Product, Design, Data Science, Legal, infrastructure, security, privacy, and engineering teams.

Requirements

  • At least 3 years of professional software engineering experience, focused on backend services.
  • Proficiency in at least one backend language such as Java, Kotlin, Python, or Go.
  • Experience building and operating services and APIs.
  • Working knowledge of relational databases and SQL.
  • Bachelor's and/or Master's degree, preferably in Computer Science, or equivalent experience.

Nice To Haves

  • Experience with distributed systems and service-oriented architecture in a production environment.
  • Familiarity with A/B testing or experimentation systems and comfort using data to inform product decisions.
  • Experience in insurance, payments, fintech, or other regulated domains.
  • Experience with multi-region or configurable, rules-driven platforms.
  • Ability to work through ambiguity and collaborate deeply with cross-functional teams.
  • Strong communication skills, including the ability to explain technical topics to technical and non-technical audiences.

Responsibilities

  • Contribute to backend services and APIs for policy, coverage, enrollment, and regional rules that scale to new markets.
  • Translate product and regulatory requirements into clean, well-tested code and configurable platform behavior.
  • Implement experimentation hooks, logging, and metrics so Product and Data Science can test offers and measure attach rates.
  • Partner with Product, Design, Data Science, Legal, and other engineering teams to deliver high-impact work.
  • Use data to identify conversion and reliability gaps and drive fixes and improvements.
  • Participate in code reviews, technical design discussions, and operational improvements.
  • Design, build, and operate distributed backend services in a service-oriented architecture, with monitoring, logging, and alerting.
  • Build data pipelines and events that support analytics and experiments.
  • Collaborate with infrastructure, security, and privacy teams to meet data protection standards across regions.
  • Take part in on-call rotations and help improve system reliability.

Benefits

  • The role may be eligible for bonus, equity, benefits, and Employee Travel Credits.
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