Software Engineer II, Backend (Capital Orchestration)

Affirm

4d•$146,000 - $225,000•Remote

About The Position

Affirm is hiring a Software Engineer II to join its Capital Orchestration team, which provides liquidity by enabling the sale and collateralization of Affirm loan assets. The team builds a robust, extensible platform for on-demand transactions with low operational risk, scaling to billions of dollars in collateral movement each month. This work helps ensure Affirm has funding to originate loans, pay merchants, and grow. The engineer will build a foundational platform for reconciling transactions across systems, partners, and cash movements; develop and integrate data pipelines; and create user experiences that streamline workflows for business counterparts. The role includes developing expertise in the capital systems that power and fund Affirm, contributing to design, code quality, and testing, and collaborating with product managers and business counterparts on systems and processes. With guidance from the team’s tech lead and manager, the engineer will break larger projects into tasks, deliver work in phases, and coordinate with others for timely delivery. The role also supports the product development lifecycle through collaboration with product management, design, and analytics, and supports the operation and availability of team artifacts through metrics, escalation, operational maintenance, and on-call efforts. This is a remote-first position. Most roles can be performed from almost anywhere within the country of employment, though some positions may occasionally require office attendance. New hires are invited to attend in-person onboarding.

Requirements

At least 1.5 years of experience as a software engineer.
Fluency in full-stack web development, back-end development, event processing, or batch processing.
Experience designing, building, launching, and maintaining products at scale.
Strong cross-team communication and collaboration skills.
Proficiency with agentic coding.
Ability to turn a simple problem or business scenario into a solution involving multiple software components and implement it with clear, understandable, well-tested, extensible code.
Comfort navigating a large codebase, debugging others’ code, and providing feedback through code reviews.
Demonstrated ownership of professional growth, including proactively seeking feedback from teammates, managers, and stakeholders.
Strong verbal and written communication skills for collaboration with a global engineering team.
Proactive, organized, curious, and self-starting.
Equivalent practical experience or a bachelor’s degree in a related field.

Nice To Haves

Knowledge of Python, JavaScript/React, Airflow, Spark, Horizon Portal, and SQL.

Responsibilities

Build a foundational platform to reconcile transactions across systems, partners, and cash movements.
Build and integrate data pipelines from a variety of products and systems.
Build intuitive user experiences that streamline workflows for business counterparts.
Develop a deep understanding of the capital systems that power and fund Affirm.
Help improve designs, code quality, and testing in collaboration with team engineers.
Collaborate with product managers and business counterparts to design systems and processes.
Break larger projects into individual tasks, deliver them in phases, and coordinate with others to ensure timely delivery.
Collaborate with product management, design, and analytics during ideation; articulate technical constraints and help make decisions that account for risks and trade-offs.
Support the operation and availability of team artifacts by creating and monitoring metrics, escalating when needed, and participating in operational maintenance and on-call efforts.

Benefits

100% subsidized medical coverage for employees and dependents.
Dental and vision coverage for employees and dependents.
Monthly spending stipends for technology, health, and wellness.
Flexible Spending Wallets for technology, food, and lifestyle.
Wellness days off (Away Days).
Learning and Development programs.
Parental benefits.
Employee Resource & Community Groups.
Flexible time off and generous holiday calendars.
Employee stock purchase plan (ESPP) allowing employees to buy Affirm stock at a discount.