Small Business Underwriter

EMC Insurance Companies

1d•$60,813 - $92,395•Remote

About The Position

At EMC, team members work together to make an impact while growing, contributing, and gaining meaningful experience. The company describes its culture as caring, collaborative, and supportive. This position is eligible to work from home anywhere in the U.S. Candidates who exceed the minimum qualifications may be considered for a higher-level position. The Small Business Underwriter uses underwriting expertise to make thoughtful risk decisions, grow a profitable portfolio, and build trusted relationships with agency partners. The role works closely with sales and business teams to identify opportunities, provide service, and support agency partners and EMC.

Requirements

Bachelor’s degree, preferably in insurance or business administration, or equivalent relevant experience.
One year of experience in commercial lines underwriting or related experience.
Strong analytical, decision-making, and negotiating skills.
Strong problem-solving skills and the ability to make sound decisions.
Strong customer service skills.
Ability to work effectively with others and independently.
Ability to maintain high standards of professional competence.
Strong computer skills, including knowledge of Microsoft Office and social media.
Ability to work on multiple projects while meeting deadlines.
For occasional driving, a valid driver’s license and an acceptable motor vehicle report per company standards are required.

Nice To Haves

Insurance designations such as CPCU, CIC, or AU.

Responsibilities

Manage and grow a profitable portfolio of new and renewal small business within assigned authority and territory.
Select and price risks in alignment with EMC’s Small Business Underwriting Strategy.
Evaluate coverage forms, classifications, rating plans, and underwriting guidelines to make sound, data-driven decisions.
Prioritize workload to balance underwriting quality, efficiency, and responsiveness.
Meet service-level commitments while supporting agency and business needs.
Build trusted relationships with agency partners, particularly high-potential small business agencies.
Partner with sales and other business units to ensure consistent communication and service.
Engage agencies to generate new business, provide training support, and advance market objectives.
Participate in agency planning and reviews, monitor progress, and provide actionable feedback toward annual goals.
Stay current on underwriting best practices, industry trends, coverage forms, rating plans, and guidelines through ongoing professional development.