Senior Vice President, Leveraged Finance Credit Underwriting

Citi • New York, NY

6d • $163,600 - $245,400 • Hybrid

About The Position

Citi is seeking a Senior Vice President to lead credit underwriting, risk assessment, and portfolio management for complex leveraged finance transactions involving sponsor-backed and corporate clients. The role works across strategic deal execution and risk management, in close partnership with Leveraged Finance Capital Markets, Investment Banking, Corporate Banking, Risk, and Legal. The position may also participate in underwriting venture lending transactions for emerging-growth, pre-IPO companies.

The successful candidate will provide senior credit judgment across transactions and the active credit portfolio, support sound credit outcomes, and ensure compliance with Citi credit policies, leveraged lending guidance, and regulatory expectations. The role also leads and develops Analysts and Associates in New York and global partner locations.

This is a hybrid role with three days in the office and two days working remotely. The work environment is an office setting, with minimal travel and minimal physical effort required.

Requirements

• At least 8 years of experience in leveraged finance underwriting, corporate banking, credit risk management, direct lending, restructuring, investment banking, or a related institutional credit discipline.
• Demonstrated expertise evaluating and underwriting large, complex leveraged finance and/or venture lending transactions, including sponsor-backed and corporate financings.
• Deep knowledge of leveraged buyouts, acquisition financings, syndicated loans, high-yield debt, and broader leveraged finance markets, with a track record of underwriting large and complex transactions.
• Strong independent credit judgment, including the ability to assess risk-reward tradeoffs, identify structural vulnerabilities, and influence transaction outcomes with senior stakeholders.
• Advanced financial analysis skills, including interpreting financial statements, evaluating cash flow generation, assessing debt capacity, and critically reviewing management projections.
• Experience in a highly regulated credit environment, with familiarity with leveraged lending guidance, credit policy frameworks, and governance requirements.
• Ability to lead cross-functional deal teams and align Banking, Capital Markets, Risk, Finance, and Legal counterparts in a fast-paced transaction environment.
• Clear and persuasive communication skills, including presenting credit analyses and portfolio recommendations to senior leadership and credit approval committees.

Nice To Haves

• Familiarity with portfolio stress-testing methodologies and credit monitoring frameworks used across large, diversified lending portfolios.
• Prior experience developing or enhancing institutional end-to-end credit underwriting frameworks, risk governance standards, or internal credit policy processes.

Responsibilities

• Lead the underwriting, structuring, and approval of complex leveraged finance transactions, including leveraged buyouts, acquisition financings, recapitalizations, refinancings, dividend transactions, and venture lending to pre-IPO emerging-growth companies.
• Serve as a senior credit advisor, challenging leverage assumptions, valuation analyses, covenant structures, and risk-adjusted return profiles.
• Direct due diligence across deal teams and assess clients’ business models, industry positions, capital structures, and financial performance.
• Evaluate and stress-test financial models supporting enterprise valuations, debt capacity assessments, and operating forecasts; present supported conclusions to senior management and approval committees.
• Oversee an active credit portfolio by identifying emerging risks, monitoring covenant performance, liquidity trends, and refinancing challenges, and escalating concerns as appropriate.
• Ensure transactions and portfolio activities comply with Citi credit policies, leveraged lending guidance, and regulatory expectations, including engagement with internal and external regulators.
• Lead, mentor, and develop Analysts and Associates across New York and global partner locations.

Benefits

• Medical, dental, and vision coverage.
• 401(k).
• Life, accident, and disability insurance.
• Wellness programs.
• Paid time off, including vacation, sick leave, and paid holidays.
• Discretionary and formulaic incentive and retention awards may be available to eligible employees.
• Hybrid working model with three days in the office and two days working remotely.
• Access to Citi’s global network, resources, and career development opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed