Infrastructure Finance Credit - Vice President

Mizuho•New York, NY

1d•$152,500 - $185,000•Hybrid

About The Position

The Infrastructure Finance group is responsible for credit analysis, approvals, and portfolio management across sectors including digital infrastructure; oil and gas; power and transmission; renewable energy; transportation; and water and wastewater. This position offers exposure to challenging credits and a variety of industries, visibility with senior and executive management, and career growth opportunities. The Credit Officer reviews credit applications submitted by the front office, prepares executive summaries for Credit Department management, monitors portfolio performance, and ensures credits are rated appropriately. The role analyzes transaction structures and risks, prepares financial models and written credit opinions, and presents recommendations to senior management. It also involves monitoring borrowers and industries and coordinating with internal and external stakeholders as needed.

Requirements

Proven credit analysis skills and related knowledge.
In-depth knowledge of the structure and key players in infrastructure and structured finance markets.
Ability to analyze credit trends and financial structures, including credit migration trends and borrower default possibility.
Ability to identify and evaluate borrowers' underlying risk elements.
Ability to write organized, accurate, and in-depth reports based on gathered information and transaction risk analysis.
Strong multitasking ability and proactive ongoing monitoring skills to detect potential credit problems early.
Undergraduate degree in Accounting, Business, Finance, Economics, or a strong quantitative background.
Open-mindedness and willingness to learn new skills.
Solid time management skills and ability to plan and schedule work to meet short- and long-term time frames.
Effective negotiation, verbal, and written communication skills, including ability to present credit packages to decision makers.
Excellent interpersonal skills.
Ability to work independently and as part of a team.
Ability to analyze and solve problems effectively.
Proficiency with Capital IQ, Bloomberg, Microsoft Excel, Word, and PowerPoint.
Formalized credit training from an accredited financial institution and 5+ years of experience.
Proficient financial modeling skills.

Nice To Haves

MBA or CFA.

Responsibilities

Review and assess credit applications.
Analyze credit, including financial structure, risk-return considerations, collateral risk profile, and key transaction risks.
Create projection, recovery, and other financial models, and comment on the reasonableness of assumptions in management and Mizuho sensitivity cases.
Compare prospective transactions with peers and industry trends.
Prepare accurate, clear, well-organized, and complete written credit opinions with recommendations for approval or decline.
Present credit approval recommendations to senior management.
Analyze and recommend appropriate borrower exposure to maximize risk-return.
Recommend appropriate risk ratings for customers and transactions.
When required, participate in external meetings, presentations, or events with syndicate banks, rating agencies, clients, law firms, and other related parties, coordinating with coverage bankers, product partners, and Mizuho affiliates.
Proactively monitor assigned borrowers, industries, or relevant indices and timely report information and its impact on credits or industries to senior management.
Act as a liaison between other Credit Departments and senior management on credit applications, monitoring, analysis, standards, and policies.