Corporate Banking Leveraged Finance Senior Credit Officer

Regions Bank•Charlotte, NC

1d•Onsite

About The Position

The Corporate Banking Leveraged Finance Senior Credit Officer is responsible for implementing credit strategy for the group. The role provides independent credit risk oversight and approval for leveraged lending transactions across the bank, ensuring alignment with established risk appetite and underwriting standards. It oversees credit risk management for specialized industry portfolios, including Technology & Defense, Financial Services Group, Healthcare, and Transportation & Logistics, and advises executive leadership on leveraged finance matters, portfolio performance, and market conditions. The Senior Credit Officer serves as the Credit Risk Policy Owner for assigned portfolios and lending activities, leading periodic policy reviews and enhancements in response to emerging risks, market developments, and portfolio performance trends. The position works closely with Corporate Banking, Capital Markets, and senior leadership to evaluate complex financing structures, assess transaction risk, and support strategic growth initiatives. It also leads and develops a team of credit professionals, promoting underwriting discipline, sound risk judgment, and talent development. This is a full-time, incentive-eligible position based in Charlotte, North Carolina. It is exempt from Fair Labor Standards Act timekeeping requirements and is not eligible for overtime pay. The posted job range lists a minimum of $272,641.79 and a median of $363,121.50. The role may participate in an annual discretionary incentive plan and the Long Term Incentive Plan.

Requirements

Bachelor's degree in a related field.
Twelve years of related experience.
Ability to learn additional systems as needed.
Ability to research and analyze data and derive facts.
Ability to supervise and manage a team.
Ability to work in a team environment when applicable.
Ability to work under pressure and meet deadlines.
Proficiency in Microsoft Office, including Excel, Word, PowerPoint, and Outlook.
Strong verbal and written communication and organizational skills.
Strong work ethic and self-motivation.

Nice To Haves

Extensive experience with leveraged finance, syndicated lending, sponsor-backed transactions, and complex capital structures.
Deep understanding of credit underwriting, risk rating methodologies, portfolio management, and regulatory expectations within commercial banking.
Expertise evaluating companies across specialized industries, including Technology, Defense, Financial Services, Healthcare, and Transportation & Logistics.
Ability to balance prudent risk management with business growth objectives and influence decisions across stakeholder groups.
Executive presence and ability to challenge, influence, and communicate recommendations to senior leaders, credit committees, and business partners.
Proven leadership experience managing high-performing risk teams and developing credit talent.

Responsibilities

Develop and implement credit strategy within the assigned group.
Monitor and manage portfolio and transactional credit exposure, creating methodologies in conjunction with internal risk systems.
Review creditworthiness.
Serve as Credit Risk Policy Owner for assigned portfolios and lending activities.
Lead periodic policy reviews and enhancements in response to emerging risks, market developments, and portfolio performance trends.
Provide independent credit risk oversight and approval for leveraged lending transactions across the bank, ensuring alignment with risk appetite and underwriting standards.
Partner with Corporate Banking, Capital Markets, and senior leadership to evaluate complex financing structures, assess transaction risk, and support strategic growth initiatives.
Oversee credit risk management for specialized industry verticals, including Technology & Defense, Financial Services Group, Healthcare, and Transportation & Logistics.
Monitor portfolio trends, industry developments, and emerging risks, and recommend strategies to manage concentrations and mitigate credit exposure.
Lead and develop a team of credit professionals, fostering underwriting discipline, sound risk judgment, and talent development.
Advise executive leadership on leveraged finance matters, portfolio performance, and evolving market conditions.