Analyst, U.S. Diversified Corporate & Leveraged Banking
About The Position
The Analyst is a key member of the U.S. Diversified Corporate & Leveraged Banking deal team, supporting underwriting, credit approval, and portfolio management for financial sponsor-backed transactions. The role analyzes companies’ and industries’ financial and operating data, and participates in transaction screening, due diligence, credit approval, and legal-documentation negotiations. The Analyst also helps assess BMO’s hold appetite across revolvers and term loans in syndicated and direct transactions. Experienced Analysts may participate in client pitches supporting cross-selling of hedging and other corporate banking products. The group underwrites and manages a portfolio of private equity-backed syndicated loans and direct lending transactions. It allocates capital to revolver and term-loan holds, manages credit and corporate banking coverage after closing, and may commit capital across entire direct-lending capital structures, including unitranche term loans, delayed-draw term loans, and second-lien term loans. The role’s stated key dimensions are 60% new underwritings and 40% portfolio management.
Requirements
- Undergraduate degree with academic coursework in finance, economics, or accounting and outstanding academic achievement.
- 1–2 years of relevant experience in investment banking, corporate banking, corporate credit, or capital markets.
- Excellent analytical skills, including business, financial, and credit analysis.
- Ability to build complex LBO financial models.
- Strong written and oral communication skills.
- Strong proficiency with Microsoft Office products, particularly MS Excel.
- Ability to be creative, insightful, and resourceful in performing duties.
- Strong interpersonal skills for working in a demanding team environment.
- Ability to review, assess, and provide detailed information daily across multiple projects in an organized manner.
- Ability to work independently as part of a team and demonstrate self-motivation.
Nice To Haves
- Completion of a financial analysis credit training program is preferred.
Responsibilities
- Review comprehensive data rooms, identify relevant files, and analyze key information.
- Coordinate diligence lists across groups and lead diligence calls with financial sponsors and company management teams.
- Collaborate with Leveraged Finance, Industry Coverage, and Sponsor Coverage colleagues on materials for committee meetings attended by senior bank leaders.
- Build LBO models based on management or sponsor projections for use in credit memos.
- Analyze and sensitize financial models; develop risks, mitigants, business strengths, and credit rationale for transactions.
- Complete risk/return models for new deals.
- Respond to Investment Committee and Credit team questions in support of new transactions.
- Review and monitor borrowers’ financial statements for changes that may affect performance, participate in quarterly lender calls, and maintain dialogue with sponsors and management teams.
- Prepare quarterly credit analysis and correspondence for certain borrowers and annual analysis for all borrowers.
- Assess borrowers’ internal risk ratings regularly based on financial performance and qualitative business changes.
- Analyze allocated capital and credit risk on an ongoing basis.
- Evaluate opportunities to provide existing borrowers with ancillary products, including foreign exchange and interest-rate hedging and cash management.
- Analyze industry trends and comparable transactions.
- For experienced Analysts, participate in client pitches supporting cross-selling opportunities for hedging and other traditional corporate banking products.
Benefits
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
- Performance-based incentives, discretionary bonuses, and other perks and rewards may be included in the total compensation package.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Entry Level
