Sr Risk Consultant

Community Choice Financial Family of Brands•,

3d•Remote

About The Position

The Senior Risk Consultant will lead the company’s fraud prevention strategies and risk adoption of open banking tools. The role develops and executes data-driven, customer-centric strategies for credit risk onboarding and fraud detection to ensure safe account creation, loan origination, and payment processing. The consultant measures and monitors fraud trends and open banking adoption to help the business meet or exceed fraud loss and growth targets. The role partners with Operations, Risk, Product, Compliance, and other business groups; communicates actionable insights to influence business direction; and continually refines fraud and open banking strategies in response to emerging threats, technologies, regulations, and policies. The position is remote.

Requirements

Bachelor’s or master’s degree in a quantitative discipline, such as statistics, mathematics, computer science, data science, quantitative social science, operations management, or finance, or equivalent work experience.
At least 7 years of experience in fraud risk or credit risk, with an understanding of risk management disciplines, analytical practices, and fraud risk concepts.
Proven ability to analyze large amounts of data and support actionable business decisions.
Intermediate to advanced experience with SQL, R, or Python.
Strong organizational skills.
Effective verbal and written communication skills.
Ability to work effectively in a remote environment.

Responsibilities

Use data analytics to identify and mitigate fraud risks associated with account creation, loan origination, and payments.
Establish and monitor fraud detection models and business rules to prevent fraudulent activities.
Develop fraud detection mechanisms using machine learning, AI, and other analytics tools, and continuously improve fraud prevention.
Lead adoption of open banking solutions to improve fraud detection and credit risk assessment outcomes.
Identify actionable insights, make recommendations, and communicate results to cross-functional groups to influence business direction.
Evaluate emerging fraud and open banking trends, threats, and technologies, and adapt company strategies accordingly.
Build trusted relationships with senior leaders, executives, and peers.
Build and maintain partnerships with areas such as Operations, Risk, Product, and Compliance to ensure strategies are comprehensive, suitable, and executed as designed.
Oversee and refine fraud and open banking strategies to ensure compliance with relevant regulations and policies.
Establish key performance indicators to measure the effectiveness of fraud and open banking solutions and drive ongoing improvements.

Benefits

Uncapped flexible paid time off.
Paid on-the-job training and a comprehensive new-hire program.
Access to a learning management system with e-learning modules for professional and personal development.
Performance-based career advancement.
Educational reimbursement program.
Medical insurance coverage choices, including telemedicine and health spending account options (HSA/FSA).
Traditional and Roth 401(k) retirement plans with a company match.
Company-sponsored life and AD&D insurance.
Voluntary benefits, including dental, vision, short- and long-term disability, supplemental life and AD&D, accident, critical illness, hospital indemnity, identity theft protection, legal services, and pet insurance.
Employee Assistance Program access to mental health resources, life coaching, and other support for employees and family members.
Access to retailer discounts through a discount marketplace.
Business-casual dress code that includes jeans and sneakers.