Sr. E&S Property Underwriter

Strativis•Atlanta, GA
•Onsite

About The Position

The Senior Property Underwriter will evaluate and underwrite complex commercial Excess & Surplus (E&S) property risks, balancing growth, profitability, and portfolio performance. The role covers new business and renewals and involves working closely with wholesale brokers to assess opportunities, structure coverage, and develop a profitable book of business. The position has significant ownership of underwriting decisions across a portfolio that includes CAT-exposed and other complex property risks. The underwriter will build relationships with wholesale distribution partners and contribute to broader portfolio strategy and profitable growth. This is an on-site position requiring four days per week in the office, with close collaboration with an experienced specialty underwriting team and broker partners.

Requirements

  • At least 3 years of commercial property underwriting experience, ideally within the E&S or wholesale market.
  • Strong knowledge of property underwriting fundamentals and CAT-exposed risks.
  • Experience underwriting both new business and renewals.
  • Established relationships with wholesale brokers and strong broker-facing skills.
  • Demonstrated ability to evaluate complex risks and make disciplined underwriting decisions.
  • Strong understanding of pricing, coverage, terms, conditions, and portfolio management.
  • Excellent communication, negotiation, and relationship-building skills.
  • Ability to work effectively in a fast-paced, collaborative underwriting environment.
  • Strong commercial judgment and a demonstrated focus on profitable growth.

Responsibilities

  • Underwrite new and renewal E&S property business, evaluating risk, exposure, pricing, terms, and conditions.
  • Develop and manage a profitable book of business consistent with underwriting strategy and appetite.
  • Analyze CAT exposures, property valuations, loss history, occupancy, construction, geography, and other key risk characteristics.
  • Build and maintain strong relationships with wholesale brokers, serving as a knowledgeable and responsive underwriting partner.
  • Structure coverage, negotiate terms, and exercise sound underwriting judgment on complex risks.
  • Monitor portfolio performance and make informed decisions around pricing, capacity, and risk selection.
  • Collaborate with claims, actuarial, risk engineering, and other underwriting professionals.
  • Stay current on market conditions, emerging exposures, CAT trends, and developments within the E&S property market.
  • Contribute to broader portfolio strategy and identify opportunities for profitable growth.
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