Sr. E&S Property Underwriter

Strativis • Chicago, IL

1d • Onsite

About The Position

The Senior Property Underwriter will evaluate and underwrite complex commercial Excess & Surplus (E&S) property risks, balancing growth, profitability, and portfolio performance. The role is responsible for new business and renewals and will work closely with wholesale brokers to assess opportunities, structure coverage, and develop a profitable book of business. The portfolio includes CAT-exposed and other complex property risks, and the position has significant ownership of underwriting decisions and opportunities to build relationships with leading wholesale distribution partners.

The role is based on-site in the United States, with four days per week in the office. It offers the opportunity to work closely with an experienced specialty underwriting team and broker partners.

Requirements

• At least 3 years of commercial property underwriting experience.
• Strong knowledge of property underwriting fundamentals and CAT-exposed risks.
• Experience underwriting both new business and renewals.
• Established relationships with wholesale brokers and strong broker-facing skills.
• Demonstrated ability to evaluate complex risks and make disciplined underwriting decisions.
• Strong understanding of pricing, coverage, terms, conditions, and portfolio management.
• Excellent communication, negotiation, and relationship-building skills.
• Ability to work effectively in a fast-paced, collaborative underwriting environment.
• Strong commercial judgment and a demonstrated focus on profitable growth.

Nice To Haves

• Experience in the E&S or wholesale market.

Responsibilities

• Underwrite new and renewal E&S property business, evaluating risk, exposure, pricing, terms, and conditions.
• Develop and manage a profitable book of business consistent with underwriting strategy and appetite.
• Analyze CAT exposures, property valuations, loss history, occupancy, construction, geography, and other key risk characteristics.
• Build and maintain strong relationships with wholesale brokers, serving as a knowledgeable and responsive underwriting partner.
• Structure coverage, negotiate terms, and exercise sound underwriting judgment on complex risks.
• Monitor portfolio performance and make informed decisions about pricing, capacity, and risk selection.
• Collaborate with internal teams, including claims, actuarial, risk engineering, and other underwriting professionals.
• Stay current on market conditions, emerging exposures, CAT trends, and developments within the E&S property market.
• Contribute to broader portfolio strategy and identify opportunities for profitable growth.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed