Senior Fleet Credit Analyst - French Speaking

Daimler Truck North America•Charlotte, NC

9d•Hybrid

About The Position

Responsible for all aspects of Daimler Truck Financial Services commercial retail and lease acquisitions for fleet customers, within dedicated regions. Coach and mentor team of Analysts to ensure credit integrity and accuracy. As well as remain compliant with established global and local policies and procedures. Establish and maintain positive relationships with DTFS Sales Team and dealer network to assist with profitable growth in the portfolio. Manage the execution of Canadian Credit files. Collaborate with Canadian Sales colleagues and make recommendations to ensure alignment with US processes. Ensure Canadian legal requirements are followed through transition of underwriting from Canada to US.

Requirements

Bachelor’s Degree and 5 years relevant work experience or 8 years of relevant experience in lieu of degree.
Minimum of 2 years of experience in Credit Analysis, Credit Underwriting and/or Finance/Risk Management.
Minimum of 2 years of financial analysis experience.
Demonstrated ability to build and maintain customer relationships.
Demonstrated ability to achieve results through collaboration with internal colleagues.
Customer centric focus.
Candidates must be professionally proficient in French, with the ability to communicate effectively in Québécois (Canadian French) in both spoken and written business settings.

Nice To Haves

Commercial credit experience in the transportation industry.
Minimum of 1 year of experience presenting financial data to decision makers.
Minimum of 1 year of Moody's software application experience.

Responsibilities

Manage acquisition activities for fleet borrowers with US and Canada DTF outstandings that exceed $1.25MM, or requesting a line of credit.
Decision credit requests up to approved limits of authority of $5MM 1-4 rated or $3MM 5+ rated.
Review credit files prior to analyst presenting to Local or RCRC committee's.
Active member of Local Credit Committee with joint authority up to $25MM.
Present files to RCRC, which exceed $50MM, when necessary.
Monitor proficiency and efficiency of NASC agent tasks.
Collaborate and make recommendations to the responsible party to ensure training and development of NASC agents.
Perform audits if necessary.
Coach and develop Credit Analysts on skills and competencies needed to be successful in the role, (e.g., financial analysis, asset evaluation, economic factors, etc.).
Recognize and reward valued behaviors.
Conduct mid-year and annual appraisals.
In partnership with Human Resources, manage the interviewing and selection of candidates, as needed.
Establish and maintain positive relationship with DTFS Sales Team and dealer network in the US and Canada to assist with profitable growth in the portfolio.
Participate in joint sales calls and customer/dealer visits, when necessary.
Understand all Canadian and US Fleet related legal documentation and ensure compliance ensuring DTF perfection, i.e.: UCC / PPSA filings and Subordination Agreements and timely lease line audit performed to ensure compliance.
Identify and implement process improvements to achieve optimal credit efficiencies and service levels.