Senior Financial Crime Risk Investigator (4761)

TD•Toronto, ON

9d•Hybrid

About The Position

This role involves conducting a variety of complex investigations, including AML, Sanctions/ABAC, and Financial Crime. The investigator will apply sound methodologies to collect, preserve, and analyze evidence, staying current on global emerging risks and technology threats. Responsibilities include assessing and prioritizing files, investigating assigned cases, and ensuring proper protocols are in place and effectively applied. The role requires working effectively with counterparts at other Financial Institutions, law enforcement, Non-Profits, and government entities within prescribed protocols to maximize information sharing and reduce TDBFG exposure. The investigator will conduct investigations professionally and in a timely manner, identify and communicate procedural weaknesses to businesses, and identify industry and typologies risk and trends for respective program areas, sharing knowledge with appropriate stakeholders. Maintaining and establishing working relationships with internal partners (e.g., HR, Employment Standards, and Legal) for investigative purposes is also key. The role also involves applying sound methodologies to collect, preserve, and analyze digital evidence in accordance with the investigative mandate. Additionally, the Senior Financial Crime Risk Investigator will lead work streams by acting as a project lead for large or complex projects/initiatives, evaluate the effectiveness of processes/services, and recommend/champion possible enhancements. They will recommend improvements to escalation processes within the investigative unit and establish a feedback mechanism to relevant stakeholders. Planning and delivering efficient and cost-effective processes that support and promote the implementation of programs, conducting internal and external research projects, and supporting the development/delivery of presentations/communications to management or a broader audience are also part of the role. Adherence to enterprise frameworks or methodologies, monitoring service and productivity, assessing efficiency levels, and implementing continuous process/performance improvements are expected. The role requires exercising discretion in managing correspondence, information, and confidentiality, escalating issues where appropriate, and protecting the organization's interests by identifying and managing risks. Analysis at the functional or enterprise level will be conducted, with results used to draw conclusions, make recommendations, and assess program/policy/practice effectiveness. Keeping abreast of emerging issues, trends, and evolving regulatory requirements and assessing potential impacts are crucial. Maintaining a culture of risk management and control, supported by effective processes in alignment with risk appetite, is essential. Team participation includes fully participating as a member of the team, supporting a positive work environment, ensuring timely communication, sharing industry knowledge, and participating in knowledge transfer. Keeping current on emerging trends/developments and growing knowledge of the business, related tools, and techniques is expected. Personal performance management and development activities, including cross-training, are part of the role. Others will be kept informed about project status/progress. Contributing to team development through mentorship, knowledge sharing, and leveraging best practices is important. Leading, motivating, and developing relationships with internal and external business partners/stakeholders to develop productive working relationships is required. Contributing to a fair, positive, and equitable environment that supports a diverse workforce and acting as a brand ambassador are also key aspects of the role.

Requirements

Sound knowledge of Bank products, systems, policies and procedures
Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
Undergraduate degree or equivalent work experience
5+ years experience

Nice To Haves

Manages programs/projects/ initiatives of low to moderate scope and complexity
Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas
Integrates the broader organizational context into advice and solutions within own area
Understands the industry, competition and the factors that differentiate the organization
Impacts a range of functional programs across own and related teams
Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels
Builds stakeholder alignment in leading projects and activities
Works independently as the senior technical lead and guides others within area of expertise
Identifies and leads problem resolution for complex issues at all levels
Generally, reports to a Group Manager/Senior Manager

Responsibilities

Conduct a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime
Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats
Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied
Work effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure
Conduct investigations in a professional and timely manner
Identify and communicate procedural weaknesses to businesses
Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders
Maintain and establish working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposes
Apply sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate
Lead work stream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies
Evaluate the effectiveness of processes/services and recommend/champion possible enhancements
Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders
Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs
Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience
Adhere to enterprise frameworks or methodologies that relate to activities for respective business area(s)
Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist
Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues
Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally