Financial Crime Risk Senior Investigator (US) - Centralized Investigations

TD • Fort Lauderdale, FL

2d • Onsite

About The Position

The Financial Crime Risk Senior Investigator conducts end-to-end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. This includes authority in applying reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime by recommending accounts for demarket and/or freezing by the appropriate investigative unit. The Centralized Investigation Team (CIT) is responsible for investigating referrals regarding potentially fraudulent activity and/or other concerning activity for further investigation and SAR consideration, if warranted.

Requirements

• Undergraduate degree or equivalent work experience
• 5+ years of experience
• Strong written and verbal communication skills, with the ability to present findings clearly and concisely

Nice To Haves

• 2-3 years of work experience in a dedicated AML, Compliance or Fraud related role
• Familiarity with Fraud typologies and investigations

Responsibilities

• Conducts a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime.
• Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
• Assesses and prioritizes files and investigates assigned cases ensuring proper protocols are in place and effectively applied.
• Works effectively with counterparts at other FIs, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure.
• Conducts investigations in a professional and timely manner.
• Identifies and communicates procedural weaknesses to businesses.
• Identifies industry and typologies risk and trends for respective program areas and shares knowledge with appropriate stakeholders.
• Maintains and establishes working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.) for investigative purposes.
• Applies sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate.
• Leads workstream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies.
• Evaluates the effectiveness of processes/services and recommends/champions possible enhancements.
• Recommends improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
• Plans and delivers efficient and cost-effective processes that support and promote the implementation of programs.
• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience.
• Adheres to enterprise frameworks or methodologies that relate to activities for respective business area(s).
• Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist.
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate.
• Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues.
• Runs analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices.
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
• Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit.
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
• Participates in personal performance management and development activities, including cross training within own team.
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
• Contributes to a fair, positive and equitable environment that supports a diverse workforce.
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.

Benefits

• Base salary
• Variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Associate degree
• Number of Employees: 101-250 employees