Financial Crime Risk Investigator II

TD•Toronto, ON

8d•Hybrid

About The Position

This role involves conducting investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations. It also includes conducting data analysis, manipulation, and interpretation to identify patterns and anomalies. The investigator will initiate investigations, respond to emerging AML and Sanctions/ABAC risks, and assist with reviewing and investigating court orders (subpoenas) related to criminal actions. Coordination with various law enforcement agencies and preparation/delivery of training on financial crime topics are also key aspects of the role. This is an experienced professional role providing services, advisory, or process/program support, requiring experienced, conceptual, and practical knowledge within the respective area and knowledge of broader related areas. The role acts as an escalation point or knowledge resource for others and leads projects or work streams within broader projects with moderate risk. Work is performed under minimal management guidance and supervision.

Requirements

Undergraduate degree or equivalent work experience
3+ years experience
Work activities include a blend of highly collaborative activities and individual deliverables.

Nice To Haves

Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas.
Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area.
Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs.
Works within broad guidelines / policies and independently performs tasks from end to end.
Work performed under minimal management guidance and supervision.
Generally, reports to a Manager.

Responsibilities

Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations.
Conduct data analysis, manipulation and interpretation looking for patterns and anomalies.
Initiate investigations and/or responds to emerging AML and Sanctions/ABAC risks.
Assist with reviewing and investigating court orders (subpoenas) related to criminal actions.
Assist and coordinate investigations with various law enforcement agencies as delegated.
Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned.
Lead work streams by acting as a project lead for medium scale projects / initiatives in accordance with project management methodologies.
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary.
Maintain appropriate project records, databases, and information; report to management and others on project status and updates.
Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts, Investigators and others.
Identify, recommend, and effectively execute standard practices applicable to the discipline.
Adhere to internal policies/procedures and applicable regulatory guidelines.
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest.
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.
Participate in personal performance management and development activities, including cross training within own team.
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
Contribute to a fair, positive and equitable environment that supports a diverse workforce.
Act as a brand champion for your business area/function and the bank, both internally and/or externally.