AML Financial Crime Risk Investigator I (5006)

TD•Markham, ON

21h•CA$59,500 - CA$84,000•Hybrid

About The Position

This role involves conducting adjudications, analysis, risk assessments, and investigations of general queue cases, with the potential to recommend demarketing or freezing of accounts. The investigator will provide support for moderate to complex end-to-end investigations, including AML and Sanctions/ABAC Financial Crime or digital evidence gathering. Key responsibilities include prioritizing incoming requests, conducting thorough analysis and risk assessments, researching and applying new methodologies for analyzing digital evidence, and supporting case preparation. The role also requires working with internal and external partners, preparing and delivering seminars on financial crime topics, and maintaining an understanding of emerging trends and technologies. A strong knowledge of bank procedures, products, and systems is essential for assisting investigators. The role may also involve leading small projects and ensuring adherence to project management methodologies, maintaining confidentiality, conducting reporting and analysis, and identifying and managing risks. Continuous process improvements and adherence to internal policies and regulatory guidelines are expected. Team participation, knowledge transfer, and contributing to a positive and equitable work environment are also key aspects of the role.

Requirements

Undergraduate degree or equivalent work experience
2+ years experience
Sound knowledge of investigative techniques, AML, and criminal trends, and analysis
Demonstrates experience managing more complex non-criminal investigations
Strong understanding of Bank policy and procedures for own area

Nice To Haves

Experience managing more complex non-criminal investigations
May lead small projects and / or support work streams of a bigger project

Responsibilities

Conduct adjudications and/or analysis, risk assessment and investigations of general queue cases.
Provide analysis and/or data/evidence gathering support for moderate to very complex end-to-end investigations.
Prioritize incoming investigation requests.
Conduct thorough analysis, risk assessment and investigation of referred/assigned cases.
Conduct research, and apply new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank.
Provide support in preparation for review, interviews for financial crime cases and ensure proper documentation is obtained for evidence purposes.
Use sound methodologies to collect, preserve, and analyze digital evidence.
Work with internal partners/external parties for effective detection and investigation purposes.
Prepare and deliver AML, Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank.
Maintain a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques.
Apply strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.
Conduct sound investigations and provide AML and Sanctions/ABAC support and recommendations.
Lead work streams by acting as a project lead for small scale projects / initiatives in accordance with project management methodologies.
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary.
Maintain appropriate project records, databases, and information; report to management and others on project status and updates.
Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts and others.
Identify, recommend, and effectively execute standard practices applicable to the discipline.
Adhere to internal policies/procedures and applicable regulatory guidelines.
Keep abreast of emerging issues, trends, and evolving regulatory requirements.
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest.
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.
Participate in personal performance management and development activities, including cross training within own team.
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
Contribute to a fair, positive and equitable environment that supports a diverse workforce.
Act as a brand champion for your business area/function and the bank, both internally and/or externally.