Financial Crime Risk Investigator II - OneTouch (US)

TD • Vienna, VA

19h • Hybrid

About The Position

The Financial Crime Risk Investigator II conducts investigations of moderate complexity for both internal and external cases. This role involves recommending demarket and/or freezing accounts by the appropriate investigative unit and conducting adjudications of moderate complexity. The investigator applies reasonable grounds to suspect money laundering and terrorist financing. This is an experienced working professional role providing services, advisory, or processes/program support, requiring experienced, conceptual, and practical knowledge within the respective area and knowledge of broader related areas. The individual is accountable for their own work and sometimes others, acting as an escalation point or knowledge resource. They may lead projects or work streams within broader projects with moderate risk and be accountable for ongoing activities, processes, and functional programs. Work is performed within broad guidelines/policies, with tasks executed independently from end to end under minimal management guidance and supervision. The role may also involve providing QA/review and mentorship to a team.

Requirements

• Undergraduate degree or equivalent work experience
• 3+ years experience

Nice To Haves

• Undergraduate degree preferred
• Prior AML (Anti-Money Laundering) investigations experience, within a financial institution or regulatory environment
• Strong knowledge of Suspicious Activity Reports, Bank Secrecy Act, and other relevant AML regulations
• Familiarity with current AML typologies and emerging financial crime trends in the banking sector
• Experience working in federal law enforcement or financial crime units
• Strong written and oral communication skills with an emphasis on investigative and stakeholder reporting

Responsibilities

• Conducts investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
• Conducts data analysis, manipulation and interpretation looking for patterns and anomalies
• Initiates investigations and/or responds to emerging AML and Sanctions/ABAC risks
• Assists with reviewing and investigating court orders (subpoenas) related to criminal actions
• Assists and coordinates investigations with various law enforcement agencies as delegated
• Prepares and delivers AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
• Leads workstreams by acting as a project lead for medium scale projects/initiatives in accordance with project management methodologies
• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
• Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
• Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
• Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
• Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
• Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to Analysts, Investigators and others
• Identifies, recommends, and effectively executes standard practices applicable to the discipline
• Adheres to internal policies/procedures and applicable regulatory guidelines
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate.
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your business area/function and the bank, both internally and/or externally

Benefits

• base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• health and well-being benefits
• savings and retirement programs
• paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• banking benefits and discounts
• career development
• reward and recognition
• regular development conversations
• training programs
• competitive benefits plan
• access to an online learning platform
• a variety of mentoring programs

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees