Senior Financial Crime Risk Investigator (5120)

TD•Markham, ON

5d•CA$81,600 - CA$115,200•Hybrid

About The Position

TD is seeking a Senior Financial Crime Risk Investigator to conduct end-to-end investigations of higher complexity and sensitivity. This role involves analyzing evidence for internal and external investigations, applying reasonable grounds to suspect money laundering/terrorist financing, and recommending actions to mitigate financial crime. The investigator will work with various internal and external partners, including other financial institutions, law enforcement, and government agencies, to share information and reduce organizational exposure. The position also involves identifying procedural weaknesses, industry risks, and trends, and contributing to the development and delivery of presentations. The role requires adherence to enterprise frameworks, monitoring service and productivity, and protecting the organization's interests by managing risks and resolving escalated issues. The Senior Financial Crime Risk Investigator will also run analyses, draw conclusions, make recommendations, and assess program effectiveness, while staying informed about emerging issues, trends, and regulatory requirements. A culture of risk management and control, aligned with the risk appetite, is essential.

Requirements

Conduct end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations.
Apply reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and/or freezing accounts by the appropriate investigative unit).
Conduct a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime.
Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
Work effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure.
Conduct investigations in a professional and timely manner.
Identify and communicate procedural weaknesses to businesses.
Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.
Maintain and establish working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposes.
Apply sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate.
Lead work stream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies.
Evaluate the effectiveness of processes/services and recommend/champion possible enhancements.
Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs.
Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience.
Adhere to enterprise frameworks or methodologies that relate to activities for respective business area(s).
Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate.
Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest.
Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit.
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.
Participate in personal performance management and development activities, including cross training within own team.
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce.
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.
Undergraduate degree or equivalent work experience.
5+ years experience.
Sound knowledge of Bank products, systems, policies and procedures.
Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends.

Nice To Haves

Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Responsibilities

Conduct end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations.
Apply reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and/or freezing accounts by the appropriate investigative unit).
Conduct a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime.
Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
Work effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure.
Conduct investigations in a professional and timely manner.
Identify and communicate procedural weaknesses to businesses.
Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.
Maintain and establish working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposes.
Apply sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate.
Lead work stream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies.
Evaluate the effectiveness of processes/services and recommend/champion possible enhancements.
Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs.
Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience.
Adhere to enterprise frameworks or methodologies that relate to activities for respective business area(s).
Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate.
Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest.
Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit.
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.
Participate in personal performance management and development activities, including cross training within own team.
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce.
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.