AML Financial Crime Risk Investigator I (Core Investigations)

TD•Ottawa, ON

1d•CA$59,500 - CA$84,000•Hybrid

About The Position

This role involves conducting investigations into Anti-Money Laundering (AML), Anti-Terrorist Financing (ATF), Anti-Bribery and Corruption (ABAC), and Sanctions cases. The investigator will analyze and assess risks, gather digital evidence, and prepare case documentation. The position requires a strong understanding of bank policies, investigative techniques, and emerging financial crime trends. The role may involve leading small projects and providing guidance to other analysts. The work model is hybrid, with an expectation of being onsite 4 days a week.

Requirements

Undergraduate degree or equivalent work experience
2+ years experience
Sound knowledge of investigative techniques, AML, and criminal trends, and analysis
Demonstrates experience managing more complex non-criminal investigations
Strong understanding of Bank policy and procedures for own area
Requires sound conceptual knowledge in related functions
May lead small projects and/or support work streams of a bigger project
Investigates and analyses potential solutions; ensures processes and functional programs are implemented
Executes on work with some complexity, requiring short to medium-term focus (weekly-monthly)
Delivers on assigned initiatives/projects/programs with some direction from management

Nice To Haves

May provide informal guidance to others

Responsibilities

Conduct adjudications and/or analysis, risk assessment and investigations of general queue cases, recommending for demarket and/or freezing accounts.
Provide analysis and/or data/evidence gathering support for moderate to very complex end-to-end investigations, including AML, Sanctions/ABAC Financial Crime, or digital evidence.
Prioritize incoming investigation requests.
Conduct thorough analysis, risk assessment, and investigation of referred/assigned cases.
Conduct research and apply new methodologies for analyzing digital evidence.
Provide support in preparation for review and interviews for financial crime cases, ensuring proper documentation for evidence purposes.
Use sound methodologies to collect, preserve, and analyze digital evidence.
Work with internal partners/external parties for effective detection and investigation.
Prepare and deliver AML, Sanctions/ABAC, Financial Crime, or fraud detection/loss prevention seminars.
Maintain a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques.
Apply knowledge of bank procedures, products, and systems to assist investigators.
Lead work streams by acting as a project lead for small scale projects/initiatives.
Exercise discretion in managing correspondence, information, and confidentiality; escalate issues appropriately.
Conduct reporting and/or meaningful analysis at the functional or enterprise level.
Protect the interests of the organization by identifying and managing risks, and escalating non-standard, high-risk transactions/activities.
Maintain appropriate project records, databases, and information; report to management on project status.
Monitor service, productivity, and assess efficiency levels within own function and implement continuous process/performance improvements.
Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts and others.
Identify, recommend, and effectively execute standard practices applicable to the discipline.
Adhere to internal policies/procedures and applicable regulatory guidelines.
Keep abreast of emerging issues, trends, and evolving regulatory requirements.
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participate fully as a member of the team, support a positive work environment, and ensure timely communication.
Support the team by enhancing knowledge/expertise and participating in knowledge transfer.
Keep current on emerging trends/developments and grow knowledge of the business, related tools and techniques.
Participate in personal performance management and development activities, including cross training.
Keep others informed about the status/progress of projects and relevant information.
Contribute to team success by assisting others, providing training, coaching, and guidance.
Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
Act as a brand champion for your business area/function and the bank.