Lead Financial Crime Risk Investigator (5241)

TD•Toronto, ON

16h•CA$96,900 - CA$136,800•Onsite

About The Position

This role supports the activities of the Customer Exits & Watchlist Oversight (CEWO) Team and plays a critical part in safeguarding the Bank by analyzing customer information, assessing relevant risk indicators, performing data analysis, and decisioning customer exit recommendations. The role requires the use of a case management system, analytical tools, and other supporting systems to conduct reviews, document decisions, maintain accurate records, and support end-to-end Customer Exit and Watchlist Oversight activities. Additionally, the role requires the ability to maintain a high degree of accuracy, confidentiality, and professionalism while handling sensitive customer information and supporting critical risk management activities. The Lead Financial Crime Risk Investigator role within the Customer Exits & Watch List Oversight Request to Close (RTC) Review Team will be accountable primarily for: Conducting adjudications and/or analysis and risk assessment of RTC submissions by FCRM investigators and HRC EDD analysts. Provide analysis and/or data to support decision making process Working with various LOB to ensure proper decisioning

Requirements

Undergraduate degree or relevant professional certifications, designations, or equivalent (asset)
7+ years relevant experience (AML investigator or manager)
Working knowledge of Canadian AML legislation, requirements and guidance including but not restricted to Financial Transactions Reports Analysis Centre of Canada (FINTRAC), Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and Production Orders
Significant knowledge of AML/ATF Red flags, trends and typologies including FINTRAC PPPs
Strong oral and written communication skills
Ability to work well independently and ability to collaborate and build positive relationships.
Strong decision-making, critical thinking, follow through ability, analytics skills,
Ability to respond to shifting priorities quickly and managing competing priorities.

Nice To Haves

Undergraduate degree or relevant professional certifications, designations, or equivalent

Responsibilities

Conducting adjudications and/or analysis and risk assessment of RTC submissions by FCRM investigators and HRC EDD analysts.
Provide analysis and/or data to support decision making process
Working with various LOB to ensure proper decisioning
Review a variety of RTC submissions related to AML, Regulatory and Financial Crime
Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats
Assess and prioritize files and review assigned cases ensuring proper protocols are in place and effectively applied
Conduct reviews in a professional and timely manner
Identify and communicate procedural weaknesses to businesses and ensure processes for remediation are in place such as following up for corrective action where applicable
Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.
Maintain and establish working relationships with internal partners (e.g., HR, Legal, Business Oversight, etc.,) for review/investigative purposes
Apply sound methodologies to collect, preserve, and analyze evidence in accordance with review/decisioning mandate.
Evaluate the effectiveness of processes/services and recommend/champion possible enhancements; may create new processes
Establish escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders
Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs
Conduct internal and external research projects; support the development/ delivery of presentations / communications; may deliver presentations to management
Ensure a high level of service by setting clear service standards and measuring effectiveness
Adhere to enterprise frameworks or methodologies that relate to activities for respective business area(s)
Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues
Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Lead or participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally