Senior Engineering Manager - Risk Engineering

Rippling•San Francisco, CA

9d•$207,000 - $345,000

About The Position

Rippling is seeking a Senior Engineering Manager, Risk Engineering, to lead the end-to-end horizontal financial risk decisioning platform across its product lines, including Payments, Corporate Card, Payroll, Spend Management, and Onboarding. The platform serves as the central safety and decisioning engine for money moved across the company. It supports sub-second real-time decisioning, such as point-of-sale card swipes and payroll risk checks, as well as continuous, high-throughput offline batch processing for portfolio credit limit re-evaluations and customer risk scoring. A key strategic mandate is to lead agentic AI adoption across risk workflows by building autonomous AI agents that evaluate complex financial risk profiles and reduce manual back-office work. This is intended to enable customer transaction volume to double with no growth in operations headcount. The role will lead a senior-heavy engineering team in San Francisco and extend cross-functional operating models as international engineering pods become part of the organizational scope. Rippling values in-office collaboration. For office-based employees living within a defined radius of a Rippling office, working in the office at least three days a week is considered an essential function of the role. The position offers competitive salary, benefits, and equity; US salary ranges vary by location, and final offers may vary based on professional background, experience, and location.

Requirements

Proven track record as an Engineering Manager leading core platform, infrastructure, or risk engineering teams.
Strong background balancing low-latency real-time evaluation systems with large-scale, high-throughput offline batch processing.
Experience in financial technology, fraud mitigation, credit risk, or decisioning engine infrastructure.
Demonstrated experience or a strong technical strategy for integrating AI models or agentic automation into core operational workflows.
Experience managing high-caliber Staff-level engineers and building multi-region engineering organizations.
Ability to partner closely with Product, Finance, and Operations teams using a balanced risk-appetite model.

Responsibilities

Lead the multi-quarter initiative to route 100% of Rippling's payments through a single, unified risk engine.
Design and scale an in-house, no-code rule-authoring platform so Finance, Risk Operations, and Compliance stakeholders can author, test, and deploy risk logic independently.
Architect and operationalize AI agents that synthesize fraud signals, evaluate financial risk profiles, and execute automated determinations.
Recruit, mentor, and lead a senior-heavy team of Staff and Senior Engineers in San Francisco.
Establish high-velocity cross-functional operating models as extended international engineering pods report into the organizational scope.
Lead the end-to-end financial risk decisioning platform across Rippling product lines, covering both real-time decisioning and high-throughput offline batch processing.