Senior Credit Analyst

Premier Staffing Solution • St. Louis, MO

1d • Hybrid

About The Position

The Senior Credit Analyst will be responsible for monitoring and controlling credit exposures for all customers, ensuring adherence to established credit limits. This role involves developing payment plans for customers experiencing cash flow problems, managing overall credit risk, and filing insurance or bankruptcy claims as necessary. The analyst will also work closely with sales and admin teams to identify and resolve issues causing payment delays, and ensure adherence to customer payment terms through effective collection management. Travel up to 25% may be required.

Requirements

• Bachelor's degree in Finance, Accounting, or a related field required
• 10 or more years of commercial credit experience as Senior Credit Analyst or equivalent
• Strong verbal, communication and negotiating skills
• Strong analytical skills
• Demonstrates strong initiative and self-motivation by proactively identifying risks, improving processes, and driving tasks to completion with minimal supervision
• Champions continuous improvement initiatives that drive operational excellence and measurable results
• Strong judgment and decision-making skills with a demonstrated ability to balance risk and profitability
• Experience with ERP systems (Microsoft Dynamics 365 preferred)
• Strong collaboration with sales, operations, supply chain, and finance teams
• Ability to challenge assumptions and influence stakeholders while maintaining relationships
• Travel up to 25% as needed
• Regular attendance required.
• Must be able to pass pre-employment physical and drug screen.
• Must be eligible to work in the United States, visa sponsorships are not available.

Nice To Haves

• Master's degree preferred

Responsibilities

• Ensures adherence to customer payment terms through effective collection management.
• Works closely with sales and admin teams to identify and correct problems and issues causing payment delays.
• Develops payment plans with customers experiencing cash flow problems where appropriate while managing overall credit risk.
• Files insurance claims and/or bankruptcy claims as necessary for nonperforming or bankrupt accounts.
• Monitors and controls credit exposures for all customers to ensure adherence to established credit limits.
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior