Senior Credit Analyst

Peoples State Bank•Wausau, WI

1d•Hybrid

About The Position

Get ready to grow your career with Peoples State Bank as a full-time Senior Credit Analyst in Wausau, WI! Here, you'll make a significant impact on our customers' financial journeys while working alongside a talented team that values innovation and collaboration. Dive deep into commercial credit analysis, create insightful reports, and shape lending decisions that steer the future of our community. If you're passionate about numbers and love a challenge, this role is your chance to shine. Plus, with our focus on agility and customer satisfaction, you'll be empowered to make smart recommendations that truly matter. Your expertise will not only help safeguard our assets but also drive growth and transformation within the bank.

Requirements

Bachelor's degree or equivalent educational background.
Over 5 years of commercial credit experience in a banking environment.
Ability to analyze substantial amounts of data and distill it into key insights.
Talent for communicating effectively with stakeholders about borrowers' repayment capabilities.
Ability to gather, summarize, and interpret vital information from various business units.
Advanced computer skills, especially in spreadsheets, word processing, and database management.
Ability to maintain constructive working relationships.
Bachelor's degree or equivalent education and experience.
5+ years of commercial credit experience within a bank environment.
Ability to effectively analyze significant amount of data and information and distill and communicate it to the key points impacting a borrower's ability repay the bank debt.
Capabilities to gather, summarize, and interpret information from other business units.
Advanced computer literacy including spreadsheets, word processing, and database management.
Ability to maintain constructive working relationships.

Nice To Haves

Specialized formal credit training.

Responsibilities

Play a vital role in the underwriting process for prospective commercial loan requests, where your keen analytical skills will determine borrowers' future repayment abilities.
Thoroughly review financial statements of existing commercial relationships, continually assessing risk and assigning appropriate credit risk grades in line with our comprehensive lending policy.
Ensure strict compliance with all relevant regulations, contributing to a trustworthy and secure banking environment.
Provide invaluable leadership to our credit analysis team, guiding them through insightful reviews, offering mentorship, and assisting in their training.
Shape lending decisions that steer the future of our community.
Make smart recommendations that truly matter.
Help safeguard our assets.
Drive growth and transformation within the bank.