Senior Credit Analyst

Community First Bank of Indiana

8h•Onsite

About The Position

At CFB, our culture is built on servant leadership, connection, integrity, and growth. We lead by putting people first, supporting our employees, serving our communities. Collaboration and innovation drive us forward, while our deep community roots remind us that what we do makes a difference beyond the bank. We invest in the development of our people, celebrate diverse perspectives, and create opportunities to learn, grow, and lead. When you join CFB, you’re not just building a career, you’re becoming part of a team that is shaping the future of community banking. A Senior Credit Analyst is responsible for the research and analysis of business and personal financial information (Financial statements and tax returns) and preparation of written credit summaries while assisting the Credit Manager with managing the pipeline.

Requirements

Strong Written / Verbal Communication Proficiency
High proficiency in credit underwriting
Self-starter who works independently
Attention to detail/Thoroughness
Problem Solving abilities /Analytical / goal-oriented
Desire to work in a fast-paced working environment
Thorough Accounting knowledge, with the focus on interpreting financial statements and tax returns
Bachelor’s degree in Finance, Accounting or related business field.
Strong mathematical and analytical skills
Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
Able to research and evaluate data to make informed decisions and solve problems

Nice To Haves

Three-five years of experience in related experience

Responsibilities

Prepares spreadsheets as analytical tools.
Responsible for leading the problem loan tasks
Provides oversight with some managerial roles
Determines credit worthiness of applicants by making recommendations to Credit Manager and Loan Officers / Loan Committees.
Assist in training needs for others within the department and bank.
Prepares written Credit Summary Reports for new and existing business clients and prepares risk ratings for the relationships reviewed.
Provides assistance with managing the pipeline.
Compiles monthly reports for presentation to the Bank’s Board of Directors.
Produces quarterly special asset credit recap reports
Participates with other customer monitoring, including floor plan checks or collateral audits.