Banking / SCON - Banking

Infosys

10d•$116,875 - $148,125

About The Position

As a Senior Consultant, you will work on strategic programs with complex, industry-specific requirements while deepening your specialization. You will independently deliver high-quality solutions and build key client relationships. The role focuses on banking and payments transformation, including payment modernization, ISO 20022 and payment-rail implementations, data solutions, and end-to-end delivery. It also involves client and stakeholder engagement, business development, and developing market-relevant perspectives.

Requirements

Bachelor’s degree or foreign equivalent.
At least 5 years of relevant experience, including at least 3 years of management consulting experience at a top-tier consulting firm.
Experience in product management or business analysis within financial services, with hands-on payment engine delivery experience and a proven agile track record delivering complex platforms.
Experience in one or more payment domains, such as B2B payments, disbursements, card payments, or consumer/retail payments, across origination, processing, clearing and settlement, servicing, and messaging.
Hands-on experience with one or more of ISO 20022, electronic payments (wires, ACH, immediate payments) across multiple geographies, cross-border payments, credit card payments, or wallets.
Detailed knowledge of ISO 20022 message standards and hands-on exposure to CBPR+ and FedNow/Fedwire ISO 20022 demands through at least one completed and delivered full program.
Deep knowledge of SWIFT, RTGS, SEPA, ISO 20022, reconciliation, disputes across geographies, and the payment lifecycle, including clearing, settlement, refunds, and chargebacks.
At least one or two cycles of bank-level payments modernization program experience.
Good knowledge and solution implementation experience for Fedwire, Canada Lynx, and SWIFT cross-border high-value payment solutions.
Ability to travel as needed, typically up to 4 days per week, to client locations.
Authorization to work for any employer in the United States without employer-based visa sponsorship; Infosys is unable to provide immigration sponsorship for this role.
Experience with analytics and visualization tools such as Power BI or Tableau; exposure to risk management and data warehousing platforms.

Nice To Haves

RTP implementation experience using products such as Finastra or Fiserv.
Awareness of technology stacks and architecture, including microservices and cloud deployment.
Hands-on experience with market-leading payment hub products and card processors.
Certifications from the Bank for International Settlements, the Federal Reserve, or other internationally recognized institutes.
MBA or graduate-level economics major.
Three to five years of experience working on change initiatives in banking or payment services firms, directly or through a reputed professional services firm.
Exposure to The Clearing House RTP and FedNow, or experience suitable for an exclusive RTP requirements position.
Knowledge of liquidity management, Nostro/Vostro accounts, and related solutions.
Experience executing programs using Agile methodologies.
Strong knowledge of one or more payment schemes for high-value, mass, immediate, and P2P payments.
Firm-building experience through presales, thought leadership, industry research, or visibility through industry forums.

Responsibilities

Define target payment journeys—including P2P, P2M, mandates/AutoPay, disputes/chargebacks, refunds, and reconciliation—with straight-through processing and customer experience targets.
Translate stakeholder requirements into BRDs, FRDs, and epics for CBPR+/ISO 20022, RTP rails, RTGS, and ACH rails.
Develop rules and data requirements for fraud, AML, sanctions, risk scoring, and consent; partner with architects to map data lineage, including events, telemetry, and audit trails.
Drive UAT, readiness, and go-live acceptance with measurable KPIs.
Gather and analyze business requirements and processes, and design and develop data maps for technology transformation initiatives.
Collaborate with cross-functional teams across client organizations and Infosys on technology transformation programs and initiatives.
Manage end-to-end project execution and stakeholder communication; proactively identify engagement risks and recommend remediation.
Support business development by leading or contributing to proposals and developing propositions.
Use AI-assisted tools and automation to accelerate analysis, documentation, testing, and delivery.
Develop market-relevant points of view to generate and sustain marketplace presence.