About The Position

Wells Fargo is seeking a Senior Business Banking Relationship Manager to support business banking customers in an assigned market by developing new relationships, deepening existing ones, and growing a moderately complex book of business. The role involves prospecting and community outreach, assessing clients’ financial and credit needs, recommending business banking products and credit solutions, and managing risk in accordance with underwriting policies and company guidelines. The position requires visiting customers and prospects outside the office within an assigned market or geography. It includes customer contact and may involve assessing needs and referring customers interested in dwelling-secured products to a SAFE team member; the role does not involve taking an application or offering or negotiating terms of a dwelling-secured transaction. Loan Originator qualification and ongoing regulatory requirements apply. Visa sponsorship is not available.

Requirements

  • At least 4 years of banking experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • At least 2 years of experience sourcing and/or managing a portfolio of clients with $2 million to $25 million in annual revenue.
  • Strong knowledge of deposit and cash management products and services.
  • Strong relationship-building and communication skills with individuals at all levels, internally and externally.
  • Ability to balance client needs with associated risks and Wells Fargo’s interests.
  • At least 3 years of business-to-business sales experience.
  • Established network in the local market.
  • Knowledge and understanding of the financial services industry.
  • Excellent verbal, written, and interpersonal communication skills.
  • Intermediate Microsoft Office skills.
  • A BS/BA degree or higher.
  • Meet applicable Loan Originator financial responsibility, character, general financial fitness, and criminal background standards, as well as ongoing regulatory requirements.
  • Position is not eligible for visa sponsorship.

Responsibilities

  • Source and onboard new business clients through strategic prospecting, community outreach, and internal referrals.
  • Build visibility and develop Centers of Influence to support long-term relationship development.
  • Deepen existing relationships by understanding client priorities and identifying opportunities for engagement and expansion.
  • Manage a moderately complex book of business.
  • Grow the portfolio by increasing core deposit balances and identifying relationship-deepening opportunities.
  • Manage risk exposure and ensure alignment with underwriting policies and risk guidelines.
  • Conduct financial and credit assessments, including analysis of cash flow, collateral, and business operating cycles.
  • Structure and support secured and unsecured credit solutions within delegated authority, coordinating with credit partners as needed.
  • Present credit recommendations and financial strategies to clients and internal stakeholders.
  • Recommend and deliver Wells Fargo business banking products, including credit, treasury management, and digital banking tools.
  • Tailor solutions to clients’ operating cycles, cash flow needs, and strategic goals.
  • Collaborate with product teams and internal stakeholders to address client challenges and streamline processes.
  • Communicate proactively with financial decision-makers and provide responsive service.
  • Provide feedback to improve tools and offerings, client experience, and operational excellence.
  • Retain and grow client relationships by advising on financial strategies and managing expectations transparently and carefully.
  • Visit customers and prospects outside the office within the assigned market or geography.
  • Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member, without taking an application or offering or negotiating transaction terms.
  • Meet Loan Originator qualification standards and ongoing regulatory requirements.
  • Follow applicable risk programs, Wells Fargo policies, and procedures; fulfill risk and compliance obligations; escalate and remediate issues; and make sound risk decisions.
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