Senior Analyst, Underwriting Group Benefits
About The Position
The Senior Analyst analyzes risk for individual applicants and employer group coverage, determines eligibility based on applications, products, state signed, and other applicable sources, and makes underwriting decisions. The role makes recommendations for underwriting policy and updates to the Training Guide, and helps manage risk assessment for specialty products and assigned projects. It requires prior experience with group benefits, including self-funded and level-funded products, and medical underwriting. Fully remote work is available. The analyst maintains relationships with internal and external customers, including agents, proposed insureds, and state Departments of Insurance. The role makes quality, timely, and productive risk-selection decisions, processes and underwrites specialty products and project work, serves as a subject matter expert for lower-level underwriters, and maintains an understanding of processing systems to route work appropriately. The position reports to a Manager or Director and works in a normal office environment.
Requirements
- Prior experience with group benefits, including self-funded and level-funded products.
- Background and prior experience with medical underwriting.
- Strong verbal and written communication skills.
- Strong analytical skills in risk analysis and attention to detail.
- Ability to relate well to other departments involved in the underwriting process.
- Computer skills, including Microsoft Excel, Word, and Outlook.
- Work prioritization skills.
- Knowledge of how products function and what they cover to support risk-analysis decisions.
Nice To Haves
- Bachelor’s degree preferred.
- Three or more years of experience preferred.
- Life Office Management Association (LOMA) designation preferred.
Responsibilities
- Analyze risk for individual applicants and employer group coverage and determine eligibility using applications, products, state signed, and other applicable sources.
- Make risk-selection decisions in a quality, timely, and productive manner.
- Recommend underwriting policy and updates to the Training Guide.
- Help manage risk assessment for specialty products and assigned projects.
- Maintain positive relationships with internal and external customers through effective written and verbal communication, including with agents, proposed insureds, and state Departments of Insurance.
- Process and underwrite specialty products and assigned project work.
- Serve as a subject matter expert for lower-level underwriters.
- Maintain an understanding of processing systems to move work properly.
- Perform other responsibilities as assigned.
Benefits
- Medical, dental, and vision coverage.
- Life insurance.
- Short- and long-term disability coverage.
- Paid time off, with newly hired associates receiving a minimum of 18 days per full calendar year, prorated quarterly based on hire date.
- Nine paid holidays.
- Eight hours of Lifetime paid time off.
- Eight hours of Unity Day paid time off.
- 401(k) with company match.
- Company-paid pension plan.
- Business casual attire.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
