Senior Analyst, AML Know Your Customer

Circle Internet Financial•San Francisco, CA

2d•Remote

About The Position

Circle is looking for a Senior Analyst to join its Compliance Operations team and conduct complex reviews and projects in Circle’s KYC team. The Senior Analyst, AML is responsible for conducting detailed customer onboarding, including enhanced due diligence, and on-going periodic reviews. You’ll operate at the intersection of some of the most innovative products and customers and support Circle’s efforts to ensure the safety of its platform through in-depth customer investigations and continuous monitoring of various threat vectors across the KYC landscape.

Requirements

4+ years of relevant experience in AML and KYC reviews for corporates
2+ years in crypto, preferable in ongoing monitoring of higher and high risk customers.
A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
Deep understanding of blockchain technology
An innovative and creative mind looking to suggest new solutions to old problems.
Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams.
Appreciate direct communication.
Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands.
Never tired of learning
Detail-oriented, highly analytical and comfortable digging into data
Strong communication skills and presence, ability to interface with internal and external teams
Work effectively in a fully remote environment with teams spanning multiple time-zones (our team is across the US, Europe & APAC).
Experience/familiarity with Slack, Apple MacOS and GSuite.
B.A./B.S. degree; quantitative or technical degree a plus

Nice To Haves

CAMS, CFCS or CFE certification is a plus.

Responsibilities

Reviewing higher and high risk client relationships to ensure that customer due diligence is complete and accurate and meets applicable specialized and enhanced due diligence requirements.
On-going monitoring of customers, including counterparty compliance calls, assessing of transactional activity, collecting and testing samples of customer files
Updating internal records to enrich customer KYC files.
Ensuring the customer's nature of business aligns with their business models and profiles.
Escalating and drafting executive level risk acceptance memos for customers with red flags and higher risk attributes and succinctly summarizing findings and next steps.
Partnering with key internal stakeholders including business teams and other control functions to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations.
Partnering with team leads within the region to facilitate knowledge sharing.
Monitoring industry trends relative to money laundering or fraud schemes including detection and reporting of suspicious activity.
Performing any general administration and ancillary activities as may be required and related to the above functions in accordance with the business requirements of the Company.
Leveraging AI tools to improve review efficiency and quality, including AI-generated risk summaries, memo drafting support, and automated alert triage to enhance decision-making and workflow throughput.