Secured Financing & Solutions Associate

Mitsubishi UFJ Financial Group•New York, NY

5d•Hybrid

About The Position

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Requirements

Bachelor’s Degree with a focus in Finance, Economics, Mathematics, Computer Science or Engineering, preferred
A minimum of 2-3 years of related work experience of working on complex financing solutions with a focus on private credit
Expertise in evaluating direct lending opportunities, construction of financial models and writing investment memos
Experience and track record in financing fixed income products.
Expertise in fixed income instruments, particularly structured credit, leverage loans and middle market loans
Experience managing risk
Excellent communication skills
Results driven and a strong sense of ownership & accountability
Strong decision making skills, the ability to demonstrate sound judgment
A structured and logical approach to work
Strong problem solving skills
Excellent interpersonal communication and analytical skills

Responsibilities

Analyze and evaluate structured finance opportunities, including the assessment of facility structures, collateral quality, and key financing terms, such as structural protections, asset eligibility criteria, advance rates, concentration limits, and portfolio diversification requirements.
Conduct detailed due diligence and quantitative analysis for new transactions, including cash flow modeling, portfolio composition and diversification analysis, and stress-testing of collateral performance and facility metrics
Assess the credit quality and underlying value of portfolio assets (primarily corporate loans, but also infrastructure and asset-based loans) to support advance rate and valuation determinations by reviewing key credit metrics, financial performance, and collateral characteristics detailed in borrowing base files, investment memos, credit agreements, valuation reports, and other relevant underwriting materials
Prepare detailed credit memos and documentation summarizing transaction details and risk assessment analyses conducted during underwriting
Manage internal approval processes required for compliance and execution, including committee approvals, KYC, legal due diligence, and closing checklists
Facilitate transaction documentation in coordination with internal and external counsel
Support origination efforts by working with a diverse group of relationship and coverage teams to meet client needs and objectives
Contribute to the ongoing monitoring and risk management of the SAF book including collateral and liquidity management as well as the regular review of borrowing base files, underlying asset performance, and cross transaction performance
Work with the Portfolio Management Group to support transactions from origination and diligence through to closing and ongoing monitoring by applying in-depth knowledge of the private credit market, credit analysis, and facility structures
Track the latest developments and market trends in the corporate credit space (both public and private) and provide periodic updates
Facilitate the education of other Global Structured Solutions staff on fundamentals of corporate credit analysis and valuation, including training of new hires and junior staff
Leverage the use of AI, as permitted by the policies of MUFG, to increase efficiency of internal processes