Secured Financing & Solutions Analyst

Mitsubishi UFJ Financial Group • New York, NY

2d • Hybrid

About The Position

MUFG is hiring an Analyst to evaluate and support structured finance opportunities, primarily involving corporate loans and also infrastructure and asset-based loans. The role conducts transaction due diligence, quantitative and credit analysis, collateral assessment, cash-flow modeling, and risk evaluation to support financing and valuation decisions. It prepares credit documentation and coordinates internal approvals, legal documentation, transaction closing, and ongoing portfolio monitoring. The Analyst also supports origination and client needs, tracks corporate credit market developments, and may use AI to improve internal processes in accordance with MUFG policies.

The selected colleague will work at an MUFG office or client sites four days per week and remotely one day per week. The typical base pay range is $100,000–$110,000, depending on job-related knowledge, skills, experience, and location. The role may also be eligible for discretionary performance-based bonus and/or incentive compensation.

Requirements

• Bachelor’s degree; a focus in Finance, Economics, Mathematics, Computer Science, or Engineering is preferred.
• A minimum of 1–2 years of related work experience.
• Experience constructing financial models and writing investment memos.
• Experience financing fixed-income products.
• Experience with fixed-income instruments, particularly structured credit, leveraged loans, and middle-market loans.
• Proficiency in Microsoft Office, with strong Excel skills.
• Excellent communication and interpersonal communication skills.
• Results-driven, with a strong sense of ownership and accountability.
• Strong decision-making skills and the ability to demonstrate sound judgment.
• A structured and logical approach to work.
• Strong problem-solving and analytical skills.

Nice To Haves

• A Bachelor’s degree focus in Finance, Economics, Mathematics, Computer Science, or Engineering is preferred.

Responsibilities

• Analyze and evaluate structured finance opportunities, including facility structures, collateral quality, structural protections, asset eligibility criteria, advance rates, concentration limits, and portfolio diversification requirements.
• Conduct due diligence and quantitative analysis for new transactions, including cash-flow modeling, portfolio composition and diversification analysis, and stress testing of collateral performance and facility metrics.
• Assess the credit quality and underlying value of portfolio assets by reviewing credit metrics, financial performance, collateral characteristics, borrowing base files, investment memos, credit agreements, valuation reports, and other underwriting materials.
• Prepare detailed credit memos and documentation summarizing transaction details and underwriting risk assessments.
• Manage internal approval processes for compliance and execution, including committee approvals, KYC, legal due diligence, and closing checklists.
• Facilitate transaction documentation in coordination with internal and external counsel.
• Support origination efforts in collaboration with relationship and coverage teams to meet client needs and objectives.
• Contribute to ongoing monitoring and risk management of the SAF book, including collateral and liquidity management and regular review of borrowing base files, underlying asset performance, and cross-transaction performance.
• Work with the Portfolio Management Group to support transactions from origination and diligence through closing and ongoing monitoring, applying knowledge of the private credit market, credit analysis, and facility structures.
• Track developments and market trends in public and private corporate credit and provide periodic updates.
• Use AI, as permitted by MUFG policies, to increase the efficiency of internal processes.

Benefits

• Comprehensive health and wellness benefits.
• Retirement plans.
• Educational assistance and training programs.
• Income replacement for qualified employees with disabilities.
• Paid maternity and parental bonding leave.
• Paid vacation, sick days, and holidays.
• Potential eligibility for discretionary performance-based bonus and/or incentive compensation.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level