Secured Financing & Solutions Analyst

MUFG•New York, NY

3d•$100,000 - $110,000•Hybrid

About The Position

The Secured Financing & Solutions Analyst evaluates and supports structured finance transactions, primarily involving corporate loans and also infrastructure and asset-based loans. The role conducts transaction due diligence, financial and collateral analysis, cash flow modeling, stress testing, and preparation of credit memoranda. It manages internal approvals and supports legal documentation, origination, closing, and ongoing portfolio monitoring in collaboration with relationship teams, counsel, and the Portfolio Management Group. The analyst also monitors corporate credit market developments and may use AI in accordance with MUFG policies to improve internal process efficiency. The selected colleague works at an MUFG office or client sites four days per week and remotely one day per week. The typical base pay range is $100,000–$110,000, depending on job-related knowledge, skills, experience, and location. The role may also be eligible for discretionary performance-based bonus or incentive compensation.

Requirements

Bachelor’s degree, preferably focused in Finance, Economics, Mathematics, Computer Science, or Engineering.
Minimum of 1–2 years of related work experience.
Experience constructing financial models and writing investment memoranda.
Experience financing fixed income products.
Experience with fixed income instruments, particularly structured credit, leveraged loans, and middle-market loans.
Proficiency in Microsoft Office, with strong Excel skills.
Excellent communication skills.
Results-driven approach and a strong sense of ownership and accountability.
Strong decision-making skills and sound judgment.
Structured and logical approach to work.
Strong problem-solving skills.
Excellent interpersonal communication and analytical skills.

Responsibilities

Analyze and evaluate structured finance opportunities, including facility structures, collateral quality, structural protections, asset eligibility criteria, advance rates, concentration limits, and portfolio diversification requirements.
Conduct due diligence and quantitative analysis for new transactions, including cash flow modeling, portfolio composition and diversification analysis, and stress testing collateral performance and facility metrics.
Assess the credit quality and underlying value of portfolio assets by reviewing credit metrics, financial performance, collateral characteristics, borrowing base files, investment memoranda, credit agreements, valuation reports, and other underwriting materials.
Prepare detailed credit memoranda and documentation summarizing transaction details and underwriting risk assessments.
Manage internal approval processes for compliance and execution, including committee approvals, KYC, legal due diligence, and closing checklists.
Coordinate transaction documentation with internal and external counsel.
Support origination efforts in collaboration with relationship and coverage teams to meet client needs and objectives.
Contribute to ongoing monitoring and risk management of the SAF book, including collateral and liquidity management and regular reviews of borrowing base files, underlying asset performance, and cross-transaction performance.
Work with the Portfolio Management Group to support transactions from origination and diligence through closing and ongoing monitoring.
Track developments and market trends in public and private corporate credit and provide periodic updates.
Use AI, as permitted by MUFG policies, to improve the efficiency of internal processes.