Secondary Marketing Analyst, Distributed Retail

Better Mortgage

6d•Onsite

About The Position

The Secondary Market Analyst plays a critical role within the Capital Markets and FP&A teams by supporting pricing strategy, financial analysis, and lock desk operations. This position is responsible for optimizing secondary marketing processes, enhancing capital market revenue transparency, and supporting internal stakeholders with actionable insights related to loan pricing, gain/loss reporting, and investor execution strategies.

Requirements

Bachelor's degree in finance, accounting, or a related field.
Proven experience as a financial analyst or in a similar role, preferably in the mortgage industry.
Strong understanding of financial reporting principles, GAAP, and regulatory compliance.
Proficiency in financial modeling and data analysis using tools such as Excel.
Excellent analytical and problem-solving skills.
Detail-oriented with a focus on accuracy.

Responsibilities

Maintain and update critical pricing and risk management tools, including the Early Payoff (EPO) Matrix, Recast Matrix, and Lock Extension Matrix.
Develop and refine Standard Operating Procedures (SOPs) for relocks and lock extension policies.
Compile and analyze Capital Market revenue data, including hedge gain/loss, purchase advice, warehouse interest, investor fees, and other related revenue/expense items.
Support accurate and timely reporting of capital markets financials and provide insights to executive leadership.
Serve as a liaison to the Lock Desk, ensuring alignment between pricing, policy, and execution strategies.
Provide backup support on concession approval processes, including escalation reviews and exception tracking.
Partner with the Branch Operations and Sales teams to support pricing-related questions and provide clear explanations of pricing strategy and outcomes.
Assist in inventory breakdown and analysis of locked pipelines to inform pricing decisions and identify trends.
Contribute to the enhancement and documentation of virtual team processes, improving scalability and efficiency.
Participate in regular reviews with branch leadership to support financial transparency and forecasting.
Perform ad hoc and recurring financial analyses to support the FP&A team, including margin performance, revenue projections, and cost-benefit evaluations.