Rotational Analyst 2027

Rialto Capital•Miami, FL

About The Position

The Rotational Analyst supports Rialto Capital’s commercial mortgage-backed securities (CMBS) and commercial real estate activities across Performing Loans, Loan Workout, Real Estate Asset Management (REO), and Surveillance. The role evaluates property and loan risks, supports loan-resolution and asset-management strategies, monitors CMBS bond investments, and contributes to underwriting and portfolio analysis. The analyst presents findings and recommendations to senior management, conducts due diligence and market research, reviews property financial information, and works with internal teams and external parties. The position also involves using AI-enabled and digital tools to support research, analysis, insight development, and workflow efficiency. The analyst is expected to critically validate AI-generated outputs and use AI in accordance with company policies, confidentiality requirements, information-security standards, and applicable governance practices. The role is based in Miami, Florida, and may require flexibility outside standard business hours, including evenings or weekends, to meet deadlines.

Requirements

Bachelor’s degree from an accredited university.
0–2 years of relevant experience in commercial real estate, underwriting, loan servicing, or a related field, including internships, preferred.
Passion for pursuing a career in commercial real estate.
Desire to live in Miami, Florida.
Advanced proficiency in Microsoft Office Suite, particularly Excel, PowerPoint, and Word.
Proficiency using AI-enabled and digital tools to enhance productivity, analysis, problem-solving, and work quality, with critical judgment to validate and finalize outputs.
Excellent verbal, written, and interpersonal communication skills, including the ability to present information clearly and concisely to varied audiences.
Collaborative team player who works constructively with others to accomplish shared goals and identify solutions, and is also able to work independently with minimal supervision.
Highly organized and detail-oriented, with a strong commitment to accuracy, completeness, and accountability in work product.
Reliable and dependable, with the ability to manage multiple priorities and consistently meet deadlines.
Results-driven, with strong analytical and problem-solving skills and a focus on timely, high-quality outcomes.
Flexibility to work outside standard business hours as needed.
Occasionally stand, walk, sit, use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; climb stairs; balance; and stoop.
Occasionally lift and/or move up to 25 pounds.
Evening or weekend work may be necessary to meet deadlines.

Nice To Haves

A degree in Finance, Real Estate, Economics, Business, or a related field.
Relevant experience in commercial real estate, underwriting, loan servicing, or a related field, including internships.

Responsibilities

Evaluate real estate transactions affecting performing CMBS loans, including property leasing, ownership transfers, and hotel franchise changes.
Develop and support implementation of resolution strategies for non-performing and defaulted loans, including modifications, foreclosures, note sales, and forbearance.
Assess, manage, and support liquidation of commercial real estate properties acquired through the resolution process.
Monitor risk factors underlying Rialto’s CMBS bond investments and support the annual CMBS loan re-underwriting process.
Underwrite and assess risks for new acquisition loans and existing loans within Rialto’s CMBS portfolio.
Present underwriting analyses and recommendations to senior management.
Conduct due diligence on borrower requests and assist Asset Managers in developing business plans and monetization strategies.
Liaise with external parties, including brokers, attorneys, and borrowers.
Perform market research and analyze property financial statements, including rent rolls and operating statements.
Support reporting and compliance efforts across assigned departments.
Use AI to support research, synthesize information, analyze data, develop insights, and streamline workflows.
Apply critical judgment to validate AI-generated outputs for accuracy, relevance, and completeness before finalizing deliverables.
Use AI responsibly in accordance with company policies, confidentiality requirements, information-security standards, and applicable governance practices.
Maintain awareness of evolving AI capabilities and identify appropriate opportunities to integrate new tools into day-to-day work.