Risk & Underwriting Leadership Development Program Analyst (RULDP) January Class

Cigna Group•Bloomfield, CT

1d•Hybrid

About The Position

The Cigna Group’s Risk & Underwriting Leadership Development Program (RULDP) is designed for recent graduates and early-career professionals transitioning from academia to industry. Through immersive training, mentorship, and real business responsibilities, participants build the skills to evaluate risk, influence strategy, and develop a career in underwriting. The structured curriculum covers risk evaluation, pricing fundamentals, product knowledge, negotiation strategies, portfolio management, and leadership communication. Participants receive coaching, workshops, mentoring, and hands-on business initiatives, as well as opportunities for job shadowing and strategic projects. An optional rotation can broaden exposure across products, markets, and customer segments. The position is based in Bloomfield, Connecticut, or Scottsdale, Arizona, and follows a hybrid schedule: onsite at least three days per week—Tuesday, Wednesday, and one additional day of the employee’s choice—with the remaining days available for remote work. The program’s start date is January 11, 2027. Relocation assistance is not offered. The anticipated hourly rate is $25–$38, depending on relevant factors including experience and geographic location, and the role is anticipated to be eligible for an annual bonus plan.

Requirements

Bachelor’s degree.
Demonstrated quantitative capability through coursework, projects, or experience, and comfort working with math and numbers.
Strong written and verbal communication skills, including the ability to present recommendations clearly.
If the degree is outside the preferred majors or minors, relevant prior experience or an internship in analytics, finance, or insurance is required.
Eligibility to work in the United States without visa support now or in the future, including H-1B or CPT/OPT/STEM support.
Ability to meet the onsite schedule for the assigned office location.
For occasional or permanent work from home, an internet connection through a cable broadband or fiber optic provider with speeds of at least 10 Mbps download and 5 Mbps upload.
Availability within the United States during the pre-employment task period approximately 45 days before the program start date to complete the drug test.

Nice To Haves

Preferred majors or minors include Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
GPA of 3.0 or higher.
Strong analytical and critical thinking skills.
Confident negotiation and problem-solving skills.
Customer-focused mindset.
Proficiency with Excel or similar analytical tools.
Growth mindset and learning agility, with comfort using feedback to improve.

Responsibilities

Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.
Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and explain trade-offs.
After training, help manage a book of business by monitoring performance, identifying trends, and taking proactive action.
Collaborate with Sales and Account Management to design solutions that meet customer needs and support retention.
Negotiate with clients and brokers using clear rationale, professional presence, and strong follow-through.
Share insights and best practices to improve underwriting consistency, efficiency, and outcomes.