Risk Analyst - Real Estate

Lockton•Denver, CO

About The Position

The Risk Analyst supports the Real Estate client service team with analytical, operational, and administrative work throughout the insurance lifecycle. The role contributes to risk analysis, policy administration, renewal coordination, client service, and data management while building foundational knowledge in commercial real estate insurance and risk management. It is identified as a career path into Account Management and client-facing consulting roles.

Requirements

  • 0–2 years of experience in insurance, risk management, real estate, finance, property management, or a related field.
  • Strong analytical, problem-solving, and critical-thinking skills, including the ability to evaluate data and identify trends or discrepancies.
  • Strong organization, time management, and attention to detail, with the ability to manage multiple priorities.
  • Strong verbal and written communication skills and a commitment to exceptional client service.
  • Proficiency in Microsoft Office Suite, including intermediate to advanced Excel skills.
  • Ability to interpret, organize, and maintain large volumes of data accurately and efficiently.
  • Collaborative team skills and the ability to build relationships across clients, carriers, and internal teams.
  • Initiative, curiosity, and desire to build a career in commercial insurance, risk management, and client consulting.
  • Legally authorized to work in the United States.

Nice To Haves

  • Bachelor's degree in Risk Management, Insurance, Finance, Business, Real Estate, Economics, or a related field.
  • Internship experience.
  • Pursuit of or interest in professional insurance designations such as ARM, CIC, CPCU, CRM, or similar.

Responsibilities

  • Collect, analyze, and maintain property schedules, exposure information, loss data, valuations, and other risk-related information to support client service and renewal strategies.
  • Support renewals by gathering client information, tracking timelines, preparing submissions, and coordinating with carriers and internal stakeholders.
  • Review and maintain accurate client, policy, and exposure data in agency management and document management systems.
  • Help prepare renewal reports, premium summaries, proposals, loss analyses, and other client-facing deliverables.
  • Respond to routine inquiries from clients, carriers, lenders, and internal associates in a timely and professional manner.
  • Review policies, endorsements, certificates, audits, and carrier correspondence for accuracy and completeness, and assist in resolving discrepancies.
  • Process policy changes and endorsements, monitor issuance, and ensure accurate documentation and invoicing throughout the policy lifecycle.
  • Support premium invoicing, allocations, reconciliations, and audit activities with accounting and service teams.
  • Manage and organize client and carrier documentation in accordance with company standards, regulatory requirements, and document retention practices.
  • Collaborate with Account Managers, Account Executives, and carrier partners on client service initiatives, special projects, risk management strategies, and process improvements.
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