Risk Advisor Associate

Forth Insurance • Opelousas, LA

2d

About The Position

The Risk Advisor Associate develops and maintains client relationships through prospecting, risk discovery, and consultative insurance and risk management discussions. Working closely with clients and internal partners, the role identifies exposures and coverage gaps and supports effective risk management solutions. Through practical experience, training, and mentorship, the associate develops the technical knowledge, business acumen, and advisory skills needed to become a trusted risk advisor and consultant to clients.

The role operates in a professional insurance environment, typically in both a corporate office and the field visiting clients. It involves travel and the use of standard office equipment and digital tools, including secure financial systems. The employee is expected to maintain professionalism, confidentiality, and attention to detail in a fast-paced, high-pressure, competitive atmosphere where rejection is likely. The position has no direct supervisory responsibilities.

Requirements

• High school diploma or equivalent.
• Property & Casualty and/or Life & Health insurance license required.
• Demonstrated ability to build trust, identify client needs, and manage multiple priorities.
• Capability in relationship building, communication, business development, problem-solving, and client service, and willingness to develop insurance and risk management expertise.
• Knowledge of commercial coverages and forms and/or life, health, and benefits forms and coverages.
• Knowledge of computer applications such as the Internet, Outlook, Microsoft Word, and Microsoft Excel, and ability to use basic office machines.
• Ability and judgment to communicate and interact appropriately with employees, customers, and supervisors, and to serve internal and external customers in a manner that supports superior customer relations.

Nice To Haves

• College coursework in Insurance, Risk Management, Business, Finance, Sales, or a related field.

Responsibilities

• Develop and maintain trusted client relationships through proactive communication, responsiveness, and ongoing risk management discussions.
• Prospect and develop new business through networking, referrals, community involvement, and other growth activities.
• Conduct risk discovery conversations to understand client operations, exposures, strategic objectives, and insurance needs.
• Identify coverage gaps, loss exposures, and risk management opportunities, and recommend solutions based on client needs.
• Present insurance and risk management recommendations to support informed client decisions and long-term risk strategies.
• Obtain accurate underwriting and exposure information, including applications, supplemental documentation, and supporting materials needed for placement.
• Coordinate with service and market teams on placement activities, renewal planning, and client solutions.
• Support client retention, account rounding, and cross-sell opportunities through relationship development and proactive service.
• Maintain accurate client records, activity tracking, and documentation in agency management and CRM systems.
• Monitor renewal schedules, market conditions, and client needs to identify opportunities for coverage enhancements and strategic planning.
• Collaborate with claims, service, and market resources to advocate for clients and resolve service-related concerns.
• Participate in licensing, training, and professional development to build insurance knowledge, risk assessment capability, and advisory skills.

Benefits

• Competitive total rewards package, including benefits and compensation tailored to skills, experience, and education.
• Dream Manager program.
• One-on-one guidance from a nationally certified health and wellness coach.
• Free access to certified financial professionals.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED