Compliance Risk Advisor

Mountain America Credit Union•Sandy, UT

4d•Hybrid

About The Position

The Compliance Risk Coordinator is a member of Mountain America’s Compliance Risk team and contributes to implementation of the credit union’s Compliance Management System (CMS). The role monitors and documents controls, advises business units on risk, executes compliance monitoring activities, supports the development of compliance procedures, reports and escalates issues, and participates in root-cause analysis and validation of remediation efforts. It serves as a primary liaison for business units to help maintain a strong CMS. This is a full-time hybrid position based at Mountain America Center, 9800 S Monroe St, Sandy, Utah. Some weekly in-office work is expected based on business need; typical in-office days are Monday and Tuesday. The role supports policy and procedure reviews, regulatory analysis, compliance training, issues management, marketing reviews, and business-unit inquiries. It partners with Governance and Regulatory Risk to ensure compliance risk activities meet regulatory requirements and completes assigned work according to department standards, budgets, and deadlines. The position must comply with applicable laws and regulations, including BSA, OFAC, FACT Act, GLBA, Regulation CC, Regulation DD, Regulation E, UDAAP, Regulations B and Z, RESPA, HMDA, Fair Lending, FCRA, and the CARD Act, as relevant to the role.

Requirements

At least 3 years of research and/or compliance experience.
Bachelor’s degree in business or finance, or an additional 5 years of combined experience in a financial setting.
Advanced proficiency with Microsoft Office, including Outlook, Word, PowerPoint, and Excel.
Ability to clearly communicate ideas, methodologies, results, and recommendations verbally, in writing, and through reports and graphic illustrations.
Ability to document outcomes and present information appropriately for key stakeholders and all organizational levels.
Strong analytical skills and attention to detail.
Ability to work independently and collaboratively in a fast-paced environment.
Strong organization and time-management skills, including the ability to manage multiple projects and timelines productively and efficiently.
Adaptability and a positive response to changing circumstances or conditions.
Willingness to learn and continually update knowledge of financial concepts, strategies, and systems.
Initiative, problem-solving ability, and a willingness to suggest process and efficiency improvements.
Strong interpersonal skills, including the ability to lead and collaborate with ad hoc teams.
Data analytics and data validation skills, including proficiency in business data analysis such as Microsoft Excel.
Understanding of financial institution compliance, particularly branch operations and functions.
Ability to sit, talk, and hear consistently; stand, walk, and use hands to handle or reach occasionally; and lift up to 10 pounds occasionally.
Close vision and distance vision.

Nice To Haves

CUCE designation preferred.
Experience with analytical and reporting software preferred.
Experience with Symitar, Archer, or other financial institution software.

Responsibilities

Assist with gap analysis for credit union policies and procedures.
Identify control improvements for risk monitoring.
Administer the internal procedure repository to track, monitor, and report compliance changes across the organization.
Review procedure updates and determine whether changes affect board policy, standards, or step-by-step procedures.
Periodically review internal operating and lending policies, programs, and procedures for adherence to applicable laws, rules, and regulations.
Assist in developing and reviewing compliance training materials concerning operations, deposit accounts, lending products, and services; conduct training as applicable.
Coordinate review and interpretation of new and pending regulations that may affect credit union procedures.
Gather information and assist business units with remediation or acceptance of risk related to identified issues and opportunities for improvement.
Document and report issues-management and business-unit support activities using established methods.
Review marketing assets and proofs, as applicable, and assist the marketing team with operations- and lending-related inquiries.
Assist with compliance monitoring, including identifying areas to monitor, scheduling, reporting, and addressing identified gaps.
Develop and maintain effective working relationships with business units and management.
Assist business units with inquiries about operations, deposit accounts, lending regulations, and industry standards.
Partner with Governance and Regulatory Risk to ensure compliance monitoring, issues management, and controls meet regulatory requirements.
Plan, report, and finalize assigned functions in accordance with department standards, budgets, and deadlines.
Use judgment and follow credit union policies and the established decision-making hierarchy.
Comply with applicable laws and regulations relevant to the position.
Perform other duties as assigned.