Residential Mortgage Lender- Portland Branch

Skowhegan Savings Bank•Portland, ME

10h•Onsite

About The Position

Skowhegan Savings Bank is hiring a Community Banker (Residential Mortgage Lender) for its Community Banking team. This full-time position is based at the bank’s Business Center in Portland, Maine. The role is responsible for selling deposit and loan products within an assigned service region and representing the bank in local communities. It provides a variety of customer services and makes consumer, mortgage, and small business loans, while developing new business and promoting the bank’s image. The position requires National Mortgage Licensing System (NMLS) registration under the S.A.F.E. Act of 2008 and Regulation Z. The registration process includes a criminal background and credit check. Compensation is a base salary plus an annual incentive bonus tied to overall bank performance. The stated hiring salary range is $68,000–$85,000 annually, with growth potential up to $102,000 annually, based on knowledge, experience, and skills.

Requirements

Bachelor’s degree or equivalent work experience.
3–7 or more years of experience and/or training.
Demonstrated knowledge of lending policy, sales, and customer service.
Demonstrated knowledge of bank products and services.
Strong consumer and mortgage lending experience.
Strong business development skills.
Strong oral and written communication skills.
Excellent relationship-building and customer service skills.
Strong leadership and team-building skills.
Strong analytical and critical-thinking skills.
Demonstrated effective management skills.
Excellent organizational skills and attention to detail.
Proficient computer skills.
Ability to handle multiple projects and meet deadlines.
NMLS registration is required; the registration process includes a criminal background and credit check.

Nice To Haves

Experience or training with an emphasis in business, banking, sales, or a related area.

Responsibilities

Provide professional, courteous, eager, and efficient service to customers.
Promote and execute a sales culture; build relationships with new and existing customers by identifying their needs and recommending appropriate products or services.
Maintain in-depth knowledge of retail consumer and small business products and services and recommend suitable solutions.
Meet deposit and loan goals within the assigned region.
Follow the bank’s referral process by introducing consumer, mortgage, and business clients to other bank services for cross-selling opportunities.
Make and service loans within prescribed lending authority.
Establish and maintain professional business relationships with customers, the community, and professional contacts to grow the customer base and market share.
Ensure lending compliance with bank and regulatory origination procedures, policies, and requirements.
Provide consistent and timely customer and lead updates in the Synapsis CRM system.
Attend functions and networking opportunities to enhance the bank’s image and presence in the market.
Provide feedback and input on bank products and pricing to help ensure they meet customer needs.
Assume additional responsibilities as assigned.