Residential Mortgage Lender- Portland Branch

Skowhegan Savings Bank•Portland, ME

1d•$68,000 - $102,000•Onsite

About The Position

Skowhegan Savings Bank is seeking a Community Banker (Residential Mortgage Lender) to join its Community Banking team. This full-time position is based at the bank’s Business Center in Portland, Maine, and serves an assigned region. The role sells deposit and loan products, provides customer services, originates and services consumer, mortgage, and small business loans, develops new business, and represents the bank in the community. National Mortgage Licensing System (NMLS) registration is required under the S.A.F.E. Act of 2008 and Regulation Z. The registration process includes a criminal background and credit check. The position is responsible for meeting deposit and loan goals, building relationships with customers and community contacts, identifying customer needs, and referring customers to relevant bank services. It also involves maintaining product knowledge, complying with lending and origination requirements, keeping customer and lead information current in the Synapsis CRM system, and contributing feedback on the bank’s products and pricing. The role is performed in a general office environment with generally pleasant and comfortable surroundings. Moderate lifting of up to 35 pounds, as well as moderate reaching, walking, sitting, and standing, is required. The advertised salary range is $68,000 to $85,000 annually, with growth potential up to $102,000 annually. Compensation consists of a base salary and an annual incentive bonus tied to overall bank performance.

Requirements

Bachelor’s degree or equivalent work experience.
3–7+ years of experience and/or training; preferred emphasis in Business, Banking, Sales, or a related area.
NMLS registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, including completion of the required criminal background and credit check.
Demonstrated knowledge of lending policy, sales, and customer service.
Demonstrated knowledge of bank products and services.
Strong consumer and mortgage lending experience.
Strong business development skills.
Strong oral and written communication skills.
Excellent relationship-building and customer service skills.
Strong leadership and team-building skills.
Strong analytical and critical-thinking skills.
Demonstrated effective management skills.
Excellent organizational skills and attention to detail.
Proficient computer skills.
Ability to handle multiple projects and meet deadlines.
Ability to perform moderate lifting up to 35 pounds and moderate reaching, walking, sitting, and standing.

Nice To Haves

Experience and/or training with an emphasis in Business, Banking, Sales, or another related area.

Responsibilities

Provide professional, eager, courteous, and efficient service to customers.
Promote and execute a sales culture; build relationships with new and existing customers by identifying needs and recommending suitable products or services.
Maintain in-depth knowledge of Retail Consumer and Small Business products and services and recommend appropriate solutions.
Meet deposit and loan goals within the assigned region.
Follow the bank’s referral process by introducing consumer, mortgage, and business clients to other bank services for cross-selling opportunities.
Make and service loans within prescribed lending authority.
Establish and maintain professional business relationships with customers, the community, and professional contacts to grow the customer base and market share.
Ensure lending compliance with bank and regulatory origination procedures, policies, and requirements.
Provide consistent and timely customer and lead updates in the Synapsis CRM system.
Attend functions and networking opportunities to enhance the bank’s image and presence in the market.
Provide feedback and input on the bank’s products and pricing to help meet customer needs.
Assume additional responsibilities as assigned.