Redisclosure Analyst

The Loan Store, Inc.•Tucson, AZ

11d

About The Position

The Redisclosure Analyst is responsible for ensuring that all necessary documentation and disclosures are accurately reviewed, updated, and redistributed in compliance with applicable mortgage regulations and company policies. This role requires a detail-oriented professional with strong knowledge of mortgage processes, compliance requirements, and the ability to communicate effectively with internal teams and clients.

Requirements

Bachelor's degree or equivalent work experience in mortgage or related field.
Minimum of 2-3 years of experience in mortgage lending or a related compliance role.
Strong understanding of mortgage regulations, including RESPA, TILA, and other relevant laws.
Excellent attention to detail and strong organizational skills.
Ability to analyze and interpret complex documents.
Strong communication skills, both written and verbal.
Proficient in Microsoft Office Suite (Excel, Word, etc.).
Ability to work independently and manage multiple tasks simultaneously.

Nice To Haves

Experience with Encompass and MAVENT Compliance tool.
Wholesale and Non-Delegated Correspondent experience is preferred.

Responsibilities

Review and analyze mortgage loan documents to ensure compliance with federal and state regulations.
Identify when redisclosure is required and take appropriate action to ensure timely and accurate redistribution of updated documents.
Collaborate with loan officers, underwriters, and other teams to address any discrepancies or issues related to redisclosure requirements.
Redisclose changes on Loan Estimates or Closing Disclosures as applicable.
Track redisclosure timelines and ensure compliance with deadlines.
Ensure all redisclosed documents are properly delivered to the borrowers as required.
Maintain detailed records of all redisclosure activities and audit trails.
Stay up-to-date with changes in mortgage regulations and ensure all redisclosure activities are in compliance with current laws.
Provide excellent customer service by responding to broker and lender partner inquiries related to redisclosed documents.
Assist in training and mentoring junior team members, as needed.