Property Underwriter

Ryan SpecialtyMelville, NY
$88,000 - $110,000Hybrid

About The Position

We are seeking an experienced Property Underwriter to join our growing Middle Market Property team. This is an excellent opportunity for a highly motivated underwriter who thrives in a fast-paced, transactional environment and enjoys building strong broker relationships while driving profitable growth. This role offers a combination of underwriting expertise, business development, and relationship management. The successful candidate will manage both new business and renewal opportunities, collaborate closely with brokers, and play a key role in expanding our Middle Market Property portfolio throughout the region. You'll be joining a collaborative team environment where underwriters support one another, share expertise, and work together to achieve results. Team culture is built on strong relationships, communication, and a shared commitment to success. This position is ideal for an underwriter who enjoys true underwriting, thrives on broker interaction, and wants to be part of a team-oriented culture focused on profitable growth.

Requirements

  • 5+ years of commercial Property underwriting experience.
  • Experience underwriting Middle Market Property risks.
  • Strong technical underwriting, risk assessment, and pricing capabilities.
  • Proven ability to manage both new business and renewal accounts.
  • Experience building and maintaining broker relationships.
  • Strong negotiation, communication, and relationship management skills.
  • Ability to manage multiple priorities in a high-volume underwriting environment.
  • Understanding of commercial property insurance products, coverage forms, and underwriting principles.

Nice To Haves

  • Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field.
  • Professional insurance designations such as CPCU, CIC, or similar.
  • Established broker relationships within the New York marketplace.
  • Experience working in a production-focused underwriting role.

Responsibilities

  • Underwrite and manage Middle Market Property accounts, including both new business and renewals.
  • Evaluate risks, determine coverage terms, pricing, and underwriting strategy in alignment with company guidelines.
  • Build and maintain strong relationships with brokers and agents to drive profitable growth and expand market presence.
  • Manage a high-volume underwriting workload in a fast-moving, transactional environment.
  • Review submissions, analyze exposures, and make sound underwriting decisions within delegated authority.
  • Prepare and deliver competitive quotes while maintaining underwriting profitability.
  • Negotiate terms, conditions, and pricing with brokers to secure quality business.
  • Identify opportunities to grow existing broker relationships and increase market share.
  • Participate in marketing activities including broker visits, industry events, lunches, dinners, and networking opportunities.
  • Collaborate with underwriting peers and leadership to ensure outstanding service and responsiveness.
  • Stay informed on market conditions, emerging risks, underwriting trends, and competitive factors that impact business decisions.

Benefits

  • paid time off for company holidays, vacation, sick and personal days
  • paid parental leave
  • mental health services
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